Credit portfolio of large borrowers shrinks, GNPAs decline: FSR report

For majority of the sectors, average risk weight (loan exposure of banks) has declined between March and September 2019

The Reserve Bank of India (RBI), in its financial stability report (FSR) 2019, said the share of large borrowers in scheduled commercial banks’ (SCBs’) total loan portfolio reduced to 51.8 per cent in September 2019 compared to 53 per cent in March 2019.

Gross non-performing assets (GNPAs) of large borrowers stood at 79.3 per cent in September 2019 against 82.2 per cent in March 2019.  

The RBI noted that in the large borrower accounts, the proportion of funded amounts outstanding with signs of stress increased from 20.9 per cent in March 2019 to 21.2 per cent in September 2019. 

Special mention account (SMA2)