With IDBI Bank out of PCA regime, other three may follow: Experts

On the liabilities side, these entities have made efforts to increase the share of low-cost money in current and savings accounts

With the RBI taking IDBI Bank out of the Prompt Corrective Action (PCA) regime, experts expect a similar outcome for the three state-owned lenders — Central Bank of India, UCO Bank and Indian Overseas Bank — that are still under restrictions. Here’s why:
 
Through the financial year, these banks have cleaned up their balance sheets and have enhanced their provision coverage ratio.
 
Having borne the brunt of corporate dud loans, these are now focusing on growing retail, and micro, small, and medium enterprises segments to build a sturdy loan book.
 
On the liabilities side, these entities have