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HDFC Bank loan restructuring: Who is eligible, how to apply, what's the fee

Here are key details about HDFC's loan restructuring offer as published on its website

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To be eligible, the customer has to be impacted financially by the Covid-19 pandemic in the form of reduction/ loss of income or cash flows

BS Web Team New Delhi
HDFC Bank has put out on its website eligibility rules for loan restructuring, explaining what the scheme is and how to use it.

The Reserve Bank of India (RBI) in March allowed a moratorium of three months on payment of instalments of loans and later extended it by three months till August 31. When the moratorium period is over, banks had to offer restructuring options for these loans to borrowers. The RBI has permitted the banks to set their own terms and conditions for restructuring of loans.

Here are key details about HDFC’s loan restructuring offer as published on its

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