Bank loans
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October 27, 2020, Tuesday
Home loan offers: Keep an eye on caveats before choosing a lender
They may be available only to those whose credit score exceeds a specified level or who buy insurance also
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October 25, 2020, Sunday
Regularise your accounts by the end of November
Borrowers must recommence regular repayments and ensure that they do not default on their loan obligations
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October 25, 2020, Sunday
When job loss wrecks your finances
Continue to pay your loan EMIs and insurance premiums for term and health policies (not investment-based policies) on time
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October 24, 2020, Saturday
Govt rings in Diwali, waives interest on interest for loans up to Rs 2 cr
Housing loan, education loans, credit card dues, auto loans, MSME loans, consumer durable loans and consumption loans are covered ...
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October 19, 2020, Monday
Centre to ensure interest waiver benefits to small borrowers by Nov 2
Experts say provisioning requirements for banks may go up 20-50 per cent in Q2 due to SC standstill order
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October 15, 2020, Thursday
Banks need to use AI, machine learning for corporate lending: CEA
Indian banking sector needs to use emerging technologies such as Artificial Intelligence and machine learning for corporate ...
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October 11, 2020, Sunday
Borrowers need fair rates, not just waiver
With portability, a large number of borrowers will move to a 1-2 percentage points lower rate and enjoy handsome savings
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October 06, 2020, Tuesday
Simple interest accumulated during moratorium remains the bigger concern
Since simple interest keeps accumulating, your outstanding at the end of the moratorium will be higher than at the start
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October 05, 2020, Monday
Centre to frame scheme to waive moratorium interest; SC to hear case today
Waiver may cost Centre Rs 5,000-7,000 crore
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October 04, 2020, Sunday
Need restructuring, not bankruptcy
Most stressed lenders should go into restructuring with the IBC being its bedrock
