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- Deposit, lending rates: No change. However, if you have a marginal cost of funds-based lending rate or MCLR-linked rate, it will change after the reset period. Also, if you book a new fixed deposit or take a fresh loan, the rate will be decided by the merged entity. Similarly, the savings account interest rate may change
- Cheque book/debit card: You can continue using your cheque book and debit cards. The bank will issue new ones in a year
- Home branch: There may now be a branch that’s closer/farther to you, depending the merged entity's decision
- Account number: This will not change immediately. But
