We're looking at anything that bulks up our retail capabilities: Rajiv Lall

Interview with MD & CEO, IDFC Bank

After acquiring Grama Vidiyal Microfinance last year, IDFC Bank is looking for opportunities to strengthen its retail capabilities, says Rajiv Lall, the bank’s founder, managing director and chief executive officer. He tells Dilasha Seth the bank was ahead of the curve by telling the market about its bad debt situation and making provisions so stressed assets do not deteriorate. Edited excerpts:

Your gross non-performing assets (NPAs) as a percentage of gross advances rose to 7.03% as of December 2016 from 3.09% a year ago. How are you working to resolve the NPA problem amid increased lending efforts?

There is a rise