It's time to go rate shopping with a lender offering better terms under the new regime Since October 1, all banks have shifted to the Reserve Bank of India (RBI) mandated external benchmarks for pricing their new home loans Banks, therefore, have to move away from the MCLR regime, where the benchmark was set by banks based on their cost of funds Several banks have launched their repo rate-linked loans.
Remember, repo-linked loans are expected to be more responsive to RBI’s rate cuts To know if it makes sense for you to switch your home loan, check the ...
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