Home Loans

Home loan portfolio to cross ₹10 trn milestone this quarter: SBI chairman

Highlighting the leadership position of SBI in the housing finance segment, its Chairman CS Setty said the mortgage portfolio is set to cross an important milestone of Rs 10 lakh crore in the current quarter on the back of robust demand. The country's largest lender had surpassed Rs 9 lakh crore home loan portfolio during the last financial year. "We should be reaching the 10 trillion mark, hopefully in this quarter itself," Setty told PTI in an interview. SBI has a market share of nearly 28 per cent in the home loan segment, he said, adding that the bank has focused on making home loans accessible across the country. The lender has more than 460 home loan processing centres across India, increasing accessibility of its housing finance products. Setty said transparency in pricing and customer trust in the bank's processes, including documentation and due diligence of builders, are among the key factors driving customers to the lender for home loans. "People trust SBI the most whe

PMAY 2.0 Home Loan Subsidy-How to Apply Online, Track Application and Save Lakhs

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What are the best interest rates available for home loans?

Here are the interest rates for various loan amounts across public and private sector banks, as well as non-banking housing finance companies

Why home renovation costs may spiral: How to plan, budget and finance it right

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Home loan protection plan or term cover: How borrowers should choose

If you give greater priority to flexibility, then opt for a term insurance plan

Secured vs unsecured loans: Which fits your needs, how are they different

Buying an unsecured loan is a better solution if one needs a small amount and there are no assets to pledge

Home loan to medical bills: How to match investments with your goals

Write down your goals before putting money in any product and then set a deadline for returns

When borrowing makes sense and when it does not: A guide to consider

Consider what you are borrowing for, how much it will cost, how it fits into your current life

Documents to tax rebate: Everything you wanted to know about home loans

Apply for a loan that matches your repayment capacity to improve approval chances

Home loans for young earners: Eligibility, interest rates, hidden costs

A household is considered financially safe if their total EMI outgo is less than 40 % of total monthly income

Gold loans lead retail credit growth as lenders pivot to secured assets

Retail loans rose 16.6 per cent to Rs 170.2 trillion in FY26, with gold loans emerging as the fastest-growing segment amid rising bullion prices and regulatory easing

Home loan rates start at 7.10% in March; state-owned banks lead in offers

Public sector banks and private lenders maintain competitive entry-level rates, though final pricing depends on borrower credit profile

Women home loan borrowers: Co-borrowers must ensure they are co-owners

Besides enjoying a share in the property, this will make them eligible for tax benefit

Women account for only 11% of home loan approvals in 2025: Report

Women borrowed more than men in just two cities, but the average loan size for women across major markets is Rs 6 lakh lower than for men

Gold loans drive 42% surge in secured lending in Q3FY26: Experian

Experian data shows secured loans growing 42% in Q3FY26, led by strong demand for gold loans, even as unsecured lending rebounded and home loans maintained steady momentum

Home Loan Rates, EMIs and What Borrowers Should Watch for in 2026

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Home loans triple in 10 years, rising to ₹37 lakh cr or 11% of India's GDP

Housing finance also expanded steadily, with outstanding individual housing loans more than tripling from about ₹10 lakh crore as at the end of March 2015 to over ₹37 lakh crore at end March 2025

Check out the best home loan rates from public and private lenders

With home loan interest rates likely to remain stable in the near future, here are the various options available from banks and HFCs

Co-borrowers must be co-owners and contribute to EMIs to claim tax benefits

The deduction claimed must be in proportion to their ownership share and actual EMI contribution

Online home loan insurance vs bank plans: Savings can go up to 72%

Data highlights sharp premium differences between online and bank-sold home loan insurance