In Paraguay, your health data and credit records can be used against you
In 2016, a young man reported being expelled from the Military Academy for being HIV positive
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Refusal to re-enroll a student in a private Catholic school in Paraguay's capital, Asunción, clearly highlights what happens when companies exchange and do business with personal data. According to press reports, the family had been paying their school fees on time, but were denied re-enrollment because they were on a creditor's black list as guarantors on a defaulted loan.
The data was stored by Informconf, a private company whose database is filled with the commercial activities of half of Paraguay's population, with black lists that don't require a debt minimum to appear on it.
The parents of the child reported the situation as discriminatory, and although the education ministry agreed, no further actions were taken against the school. Apparently, Catholic institutions are regulated by the archbishop and, as a result, don't answer to the State, even if these schools are allegedly responsible for discrimination against a minor.
This financial information is not only accessed by private schools or credit agencies, but also potential employers. As a result, and in spite of the existence of a law approved to avoid precisely this kind of discrimination, people in debt have a harder time finding work and a harder time paying back their loans.