Bajaj Finserv MD Sanjiv Bajaj's mantras on disruption and work-life balance

Surajeet Das Gupta asks him what is that magic mantra that made him the top player among India's consumer finance companies in less than a decade

Nearly a decade ago, Sanjiv Bajaj met us for lunch in a spruced up dining room in the Bajaj group headquarters in Akurdi, Pune. The compound is picturesque — lined with trees and with a waterfall right next to the entrance that opens into a spacious lobby. He had just taken on the responsibility of running the group’s financial services business, but the business was puny compared to the flagship Bajaj Auto led by his elder brother Rajiv, which churned out most of the profits for the group. Back then, Sanjiv had predicted that in the next five years, the