 "No refusal for motor insurance")
A working group constituted by the insurance regulator to study the scope of linking motor insurance premium with traffic violations has recommended adding “traffic violation premium” in every motor insurance policy in addition to motor own damage, basic third party, additional third party, and compulsory personal accident premium.
It will float over own damage and third party sections of motor insurance and can be attached to any section of motor insurance cover being purchased. “This will ensure, regardless of any insurance cover a motor owner wants to buy, he/she will be subjected to Traffic Violation Premium, unless he/she already has
