Insurance Premium

Unlimited health insurance: Check claim limits before buying a policy

Check policy conditions for co-payments, exclusions, waiting periods and claim restrictions before opting for unlimited health cover; compare premiums and super top-up alternatives

Irdai commission cap plan sparks concern among insurance brokers

Brokers say lower payouts may not necessarily translate into cheaper premiums and could instead squeeze servicing economics, trigger consolidation, and weaken insurance distribution

Health insurance premiums: What leading insurers charge for a plan

As Irdai weighs caps on commissions and scrutiny of distribution costs intensifies, comprehensive health cover remains essential amid rising private healthcare expenses

Check term insurance premium rates for plans that extend beyond retirement

Here is a selected list of the best term insurance rates from various insurers for young professionals living in a metro, with coverage of up to Rs 1 crore

Non-life insurance premium growth slowed to 5.7% in July, shows data

Gross direct premium underwritten by non-life insurers rose to ₹31,397.6 crore in July, as growth at multi-line general insurers moderated from the previous month

Avoid a costly early exit: Steps before surrendering an insurance policy

Assess the policy's returns, risks and liquidity restrictions, and ensure that you can sustain the premiums throughout its term

Weak group business drags life insurers' new biz premium to 10-month low

Industry NBP rose 5.15 per cent year-on-year in May, with weak growth in group insurance premiums weighing on both LIC and private-sector life insurers

GIFT City's insurance premiums quadruple to $648.7 million in FY26

Gross premiums underwritten by IFSC Insurance Offices in GIFT City rose fourfold in FY26, driven by rapid expansion in reinsurance business and a doubling of insurance entities

Smart Savings: How Senior Citizens Can Lower Health Insurance Premiums

With healthcare costs rising steadily, opting for a deductible can help senior citizens reduce health insurance premiums while retaining protection against major medical emergencies

Non-life insurance premiums rise 8% in April on segment-wide growth

Gross direct premium underwritten by non-life insurers rose 8.28 per cent in April, supported by strong growth in health and general insurance segments

₹1 crore-plus health covers offer safety, but affordability remains key

Health insurance premiums tend to rise rapidly at older age

Life insurance premiums jump 21.5% in Jan; non-life insurers up 15%

Both life and non-life insurers reported strong January premium growth, supported by a favourable base effect and the GST exemption on individual life and health insurance premiums

What are the best term insurance premium rates for young professionals?

Here is a selected list of the best term insurance rates from various insurers for young male professionals living in a large city

LIC launches special campaign to revive lapsed life insurance policies

Campaign running from January 1 to March 2, 2026, allows revival of lapsed individual policies with concessions on late fees, aimed at restoring insurance cover for policyholders

GST cuts: Insurers still negotiating commission revisions with distributors

Life insurers have formed committee to discuss the capping of distributor commission

What are the best term insurance premium rates for young professionals?

Check out the term insurance rates from various insurers for young male professionals living in a large city

Insurance industry's premium growth tops 20% for the first time in FY26

Nil GST on premiums, favourable base effect key drivers

Govt, industry need to act on new age risks: General Insurance CEOs

Industry leaders emphasise the need for dynamic, data-focused models and protection for new infrastructure, like EV charging stations

Niva Bupa may take hit of 50-60 bps on combined ratio after GST, ITC change

Niva Bupa expects a modest 50-60 basis point hit from GST-related ITC loss but aims to offset it through higher policy sales, revised distributor commissions, and cost efficiencies

All GST benefits will go to customers: HDFC Life Insurance MD & CEO

HDFC Life sees 50% surge in retail term sales after GST cut; CEO Vibha Padalkar outlines margin recovery, product mix shift, and strategies to offset ITC impact