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Non-life insurers to offer standard Covid covers to consumers from July 10

It will also include the cost of treatment for any other co-morbidities, including pre-existing comorbid conditions along with the treatment for Covid-19

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The regulator has not set a ceiling on the cost of room and ICU in the policy.

Subrata Panda Mumbai
The insurance regulator – Insurance Regulatory and Development Authority of India (Irdai) – has finalised the guidelines for standard covid health products after a series of draft regulations were issued by it to the insurance companies in the past one month.

Non-life insurers, which include standalone health insurers have to offer two products – Covid Standard Health Policy (Corona Kavach) and Covid Standard Benefit based health policy (Corona Rakshak) to consumers from July 10.

Earlier, the regulator had toyed with idea of an indemnity-based product from June 15 specifically for Covid-19, but later the draft guidelines were revised and it