Irdai
Irdai's insurance registry: What data will it link and who can access it?
From policy and claims records to intermediary and grievance data, Irdai's proposal sets out what the registry could connect and how access would be controlled
 "Irdai's insurance registry: What data will it link and who can access it?")
Irdai plans public insurance registry to bridge data gaps, widen coverage
Proposed registry will provide an interoperable access layer to verified insurance data, helping streamline policy servicing, claims and regulatory oversight
 "Irdai plans public insurance registry to bridge data gaps, widen coverage")
General insurers may revise fire premiums as discounts weigh on profits
Fire insurance premiums fell 28.5 per cent YoY in April-July as steep discounts and strong reinsurance capacity intensified competition and raised profitability concerns
 "General insurers may revise fire premiums as discounts weigh on profits")
Irdai takes firm stance on insurers breaching expense management limits
Regulator's action on EOM breaches signals tighter scrutiny of operating and distribution costs, though experts expect limited short-term business impact
Insurance regulators weigh reforms to tackle rising medical costs
Medical inflation of roughly 12% to 14% a year puts pressure on families and prompts authorities to hunt ways to standardise pricing and coverage
 "Insurance regulators weigh reforms to tackle rising medical costs")
Why more Indians are surrendering life insurance policies before maturity
Life insurance surrenders have surged, with early exits concentrated in the first two years. Why are policyholders leaving policies early despite tighter disclosure and suitability rules?
 "Why more Indians are surrendering life insurance policies before maturity")
Beyond policy sales: Insurance companies must prioritise customer retention
Rising life insurance policy surrenders highlight weak policy persistency, underscoring the need for reforms focused on better products, sales practices and consumer retention
 "Beyond policy sales: Insurance companies must prioritise customer retention")
No insurance, no fuel: Inside SC's plan to cover 165 mn uninsured vehicles
The court has proposed linking fuel purchases, number-plate cameras and police enforcement to insurance databases as 56 per cent of vehicles in India remain uninsured
 "No insurance, no fuel: Inside SC's plan to cover 165 mn uninsured vehicles")
Irdai's revised share-transfer regulations may raise compliance burden
Legal experts say the revised regulations could require more insurance share transfers to seek prior regulatory approval, despite higher thresholds under the SBSR Act
Insurers expect claims worth ₹5K cr amid floods, waterlogging in Gujarat
Most claims are expected from property insurance, with motor claims likely to follow, but insurers do not expect the losses to trigger a revision in property insurance rates
Bajaj Finserv enters reinsurance; third private player in one year
The board approved Bajaj Finserv's entry into reinsurance, subject to Irdai approval, as competition intensifies in a market long dominated by GIC Re
 "Bajaj Finserv enters reinsurance; third private player in one year")
Irdai tightens intermediary rules, eases insurers' investment norms
The regulator has mandated greater sales traceability and disclosures for intermediaries while allowing insurers more flexibility in investment across select asset classes
Irdai approves Patanjali Ayurved, DS Group's acquisition of Magma General
Regulator clears acquisition of Magma General Insurance from Sanoti Properties, with Patanjali to acquire a 73.56% stake and DS Group 24.50%
 "Irdai approves Patanjali Ayurved, DS Group's acquisition of Magma General")
Irdai grants licence to ProTec General Insurance, fourth approval in 2026
Regulator also approves reforms covering investment norms, intermediary registration, capital raising, governance and policyholder protection measures
Irdai chief urges insurers to eliminate dark patterns from websites, apps
Ajay Seth says deceptive digital practices erode consumer trust and urges insurers to improve transparency, informed consent and customer-first design across online platforms
 "Irdai chief urges insurers to eliminate dark patterns from websites, apps")
95% of Indian listed firms use dark patterns: How regulators are responding
Dark patterns continue to influence online consumer decisions, with a study finding 95% of listed firms use them. Sebi and Irdai are stepping up action to curb deceptive practices
 "95% of Indian listed firms use dark patterns: How regulators are responding")
RBI proposes one-time nod for MFs, insurers to raise bank stakes
The central bank has proposed a one-time approval mechanism for mutual funds, insurers and pension funds to acquire major shareholding in banks, replacing repeated approvals
 "RBI proposes one-time nod for MFs, insurers to raise bank stakes")
What's next for insurance after 100% FDI: Governance challenges ahead
India's 100% FDI regime for insurance opens the sector to global players, but faster approvals, stronger oversight and AI safeguards will determine its long-term success
Irdai plans overhaul of commission rules to curb insurance misselling
The insurance regulator is expected to propose staggered commission payouts over the life of a policy and link remuneration to advisory and after-sales services
 "Irdai plans overhaul of commission rules to curb insurance misselling")
Irdai grants health insurance licence to Prudential HCL joint venture
The Prudential-HCL Group joint venture becomes India's eighth standalone health insurer, with the regulator issuing its third registration of calendar year 2026