Robo advisory not for everyone, works best for investors with small capital

As income and responsibilities increase, financial planning gets more complex and needs regular human intervention

A click of the button is all it takes to access online financial planning websites or robo advisory platforms. But if you are looking to draw up a detailed financial plan for the future, you may still need a financial expert.

As online shopping becomes the buzzword, many investors are bypassing traditional financial planners and switching to online investmenting. This, however, cannot be equated with buying clothes online. Investments are meant to safeguard your finances over the long term and require in-depth planning. Unless the investor comes armed with strong financial knowledge and has enough time to manage his financial