What is asset allocation?
Investing is indeed a long-term exercise. It involves series of steps that will lead to a desired outcome. You need to follow them sincerely as it affects multiple aspects of your life. Ideally, the investing activity should begin with a goal in mind. Apart from that, you also decide upon the investment horizon and risk tolerance. Once you are done with it, then you need to select the havens which you would use to park surplus money. At this juncture you tend to ask yourself:
Where should I invest my money?
How much to invest?
When you think on these

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