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Sold t-shirts at 16, cutting-edge digital spending solutions provider today

Raj Narayanam's fintech Zaggle is an SaaS firm that ensures its clients don't worry about financial control, as it uses cutting-edge tech to manage enterprise expenses and staff rewards & incentives

Raj N Phani, Founder and Chairman, Zaggle
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Raj Narayanam, Founder and Chairman, Zaggle

T E Narasimhan Chennai
Way back in 1987, sixteen-year-old Raj Narayanam took up odd jobs in order to pay for a pair Nike Shoes he wanted. He managed to save about Rs 1,200 from his salary, and approached his father for the balance. Dad, however, gave the young lad a dressing down for wasting so much money on footwear, on which the father himself spent only Rs 99. Undeterred, Narayanam started selling t-shirts to bridge the gap between what he had saved and the price of the leather. The great zeal to work hard for his money, the seed of which was sown by