Harsh Roongta
 "Harsh Roongta")
Harsh Roongta
Harsh Roongta is the founder of Fee Only Investment Advisers LLP a Sebi registered Investment advisory Firm. He is a Chartered Accountant by qualification (1983). A personal finance expert, he writes a fortnightly column “Truth be told” for Business Standard.
Harsh Roongta is the founder of Fee Only Investment Advisers LLP a Sebi registered Investment advisory Firm. He is a Chartered Accountant by qualification (1983). A personal finance expert, he writes a fortnightly column “Truth be told” for Business Standard.
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Cheap teaser loans can be very expensive
When the home loan rates are hovering at 9.75%, this would sound like a consumer-friendly proposition
 "Cheap teaser loans can be very expensive")
Market crash is different this time
This time, there was no panic at all. In fact, there was a heightened sense of 'it would be a shame to let a good crisis go to waste'
 "Cash or card? That will be 2% extra for the cash payment, Sir!")
Allow housing societies to invest in tax-free bonds
Unlike a normal investor, the society's investment avenues are strictly governed by the MCS Act
 "Allow housing societies to invest in tax-free bonds")
 "Stop the ongoing real estate monetisation scheme")
How to make gold monetisation scheme work
A lot of issues with the GDS had to do with incentives to a bank for this scheme
 "How to make gold monetisation scheme work")
 "Use offset loans to reduce interest costs")
 "Lumpsum withdrawals: Debt funds score over FDs")
Jaitley shows the path to acche din for the middle class
The focus on financial asset investment, with a number of practical measures set in motion, makes this Budget special
![Jaitley shows the path to ,[object Object], for the middle class](https://bsmedia.business-standard.com/_media/bs/img/article/2015-02/17/full/1424183728-6093.jpg?im=FeatureCrop,size=(328,185) "Jaitley shows the path to ,[object Object], for the middle class")
Please don't tax arbitrage funds retrospectively
It is widely believed that the coming Budget will change the view on arbitrage funds and classify them as debt funds
 "Please don't tax arbitrage funds retrospectively")
 "Is life insurance penetration low in India?")
