Page 17 - Joydeep Ghosh

LIC's online term policy is expensive

However, a high claim settlement ratio is in its favour. For a cost-conscious buyer, there are cheaper options

HDFC AMC gets another Sebi rap for front-running

Sebi's showcause notice to HDFC AMC says 109 instances were found where Nilesh Kapadia, a former dealer, passed on information to front-run HDFC trades

NCDs: Attractive rates, mind the tax

Investors in lower income tax bracket stand to benefit more. The highest bracket has more options

Retail investors don't need safety net

Improving their risk-taking ability will only hurt them and encourage speculation

HDFC Bank public issue: Likely soon

The Kingfisher and Wipro lesson

Retail investors would do well to remember that 'buy and hold' works but only for good companies or stocks

Get your house in order before applying for home loan

Even unused credit cards and non-filing of income-tax returns can be the main reasons for rejection

To shift lenders or not?

The interest rate difference should be at least 25 bps. If the existing lender gives the same rate for a fee, it may be more convenient

Stay with FMPs

Reinvest FMP proceeds in similar tenured or short-term funds; it's not the time to go long on debt

Should you play the market today?

Stick around if there is a stable government. If there is a crash, buy blue-chips in tranches

Don't rush to book profits

At best, sell 20-25% of the portfolio, in stocks or funds that have done exceptionally well

Rs 18,000 cr and counting

As the NSEL fraud and the Saradha scam show, whether it is the retail investor or HNI, both get sucked into apparently better-paying schemes

High voter turnout = anti-incumbency?

As a latest report points out, the answer isn't so simple

KKR, Blackstone eye stake in Idea

Private equity giants bidding for a total of 8% in India's third-largest telecom operator by subscriber base

Should you play the pre-election rally?

Tinker a little with sectoral funds or stocks. You can start an SIP but don't overhaul the portfolio

Fear vs frustration

The more powerful emotion will decide the 2014 election results

Do you have Rs 1 lakh to spare?

Invest in Public Provident Fund before April 5 to earn maximum returns for the entire financial year

Investors keep faith in Sahara, for now

It's business as usual for Sahara in some places, but collection agents fend tough questions from investors

In 85 days, 100% returns

But retail investors should not be carried away by such trader-driven stocks

The anatomy of a scam

Governments often talk about slippages in their welfare schemes. An example of how it happens