Page 18 - Joydeep Ghosh

Are you investing for dividends?

There is some tax advantage on these being paid by ELSS. Otherwise, you simply get back part of the investment

An election-proof portfolio

With equity valuations attractive and interest rates high, investors need not worry, as they can counter volatility

Be smart, be safe

Don't rush to buy or sell aggressively. At best, exit stocks and mutual funds performing badly if there are profits

Govt banks in a capital logjam

High NPAs and limited ability to raise capital due to falling valuations and the govt's inability to put in money pose serious problems

Exit route for gold investors?

Medium-term investors can hold, but don't sell debt or equity to expand the gold portfolio

Web Column: MFs should target cash economy

If mutual funds follow the Sahara's module with added transparency, they can raise significant amounts from smaller towns

Let's talk about business...

As Monday's CII event shows, Kejriwal's ideas aren't too bad. The national parties could take a leaf out of his book

Web Column: Sinha hits MFs where it hurts

Consolidation - whether it is schemes or fund houses - will be the name of the game after Sebi's latest guidelines

MFs raise expenses for liquid funds

Top houses decide to increase these to 20 bps from this month; many schemes were charging as little as 2 bps, leading to losses

Helping retail investors take informed decisions

MFs should declare monthly number of folios in each scheme, as well as the net realisable value of assets

Promoters' investments boost MF assets?

Disclosures about promoters' investments & monthly data on the number of investors in a scheme will help investors

'Why are you pulling out so much money?'

Banks can't seek reasons for large cash withdrawals, as they are merely custodians. At best, smaller lenders can request prior notice

P-note holders will get a cheaper option: Vasudha Sundararaman

Interview with MD & CEO, SBI-SG Global Securities Services

The masochistic Indian middle class

Now that AAP is trying to deliver its promises, the middle class which voted them into power, is beginning to question the economics

Time to log into infrastructure funds

2014 promises to be a lot better as capex cycle could see an improvement

Many blue-chip stocks fail the inflation test

The marquee names include Hindalco, three Tata group companies and Colgate

Be brave: Go for equities, shun gold

Experts advise getting back to equities, as the outlook on the yellow metal and real estate is weak

Pension and international assets will be growth areas: Leo Puri

Interview with Managing Director, UTI Mutual Fund

Arbitrage opportunity between gold fund variants?

The losses from gold savings funds are lower by a whopping 8 percentage points as compared to gold ETFs. Why?

Inflation-indexation bonds: Do you have a ledger account?

While the rate of interest is attractive, you will have to pay tax annually like in cumulative fixed deposits. Check if it interests you