Manojit Saha
 "Manojit Saha")
Manojit Saha
Manojit Saha is the Banking Editor at Business Standard based in Mumbai, tracking the financial sector for over two decades, with a focus on central bank and monetary policy making. He also contributed to Business Standard’s digital offering – The Banking Show – with interviews with business leaders, CEOs, and important policymakers. He anchored panel discussions comprising CEOs from banking, insurance, NBFCs and fintech industry for the Business Standard BFSI Insight Summit, Business Standard-IMGC India Mortgage Leadership Conclave, among others.
Manojit Saha is the Banking Editor at Business Standard based in Mumbai, tracking the financial sector for over two decades, with a focus on central bank and monetary policy making. He also contributed to Business Standard’s digital offering – The Banking Show – with interviews with business leaders, CEOs, and important policymakers. He anchored panel discussions comprising CEOs from banking, insurance, NBFCs and fintech industry for the Business Standard BFSI Insight Summit, Business Standard-IMGC India Mortgage Leadership Conclave, among others.
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Retail loan rates: Who is offering lowest?
SBI recently reduced base rate by 40 bps to 9.3% and ICICI Bank by 35 bps to 9.35%
 "Retail loan rates: Who is offering lowest?")
Banks want bad loan mismatch disclosure postponed till 2018
The move is aimed at bringing greater transparency in reporting the financial numbers
 "Banks want bad loan mismatch disclosure postponed till 2018")
Becoming a bank will not give players an edge in micro finance space: S Dilli Raj
Interview with president, SKS Microfinance
 "Becoming a bank will not give players an edge in micro finance space: S Dilli Raj")
Bond default complicates things for Amtek
Firm's earlier borrowings are now classified as Special Mention Account-2, and close to becoming NPAs
 "Bond default complicates things for Amtek")
Micro lenders turn the page with banking licences
Five years after microfinance groups faced a crisis of confidence, their business model is seen as strong enough by RBI to grant banking licences to nine of them
 "Micro lenders turn the page with banking licences")
Why RBI's rate cuts have failed to move banks
For banks to cut loan rates, the cost of deposits needs to come down, and there is no sign of that happening
 "Why RBI's rate cuts have failed to move banks")
Pre-payment issuers petition RBI on payments bank licence issue
To write to regulator s on why they were not given any
 "Pre-payment issuers petition RBI on payments bank licence issue")
Raghuram Rajan: Many hits but some misses, too
He certainly met with some success but many of his initiatives are yet to yield the desired results
 "Raghuram Rajan: Many hits but some misses, too")
Why other banks can't flex muscle like HDFC Bank
Till a few years earlier, HDFC Bank's benchmark lending rate was about 50 basis points (bps) more than the marker leader
 "Why other banks can't flex muscle like HDFC Bank")
Provide subsidy to farmers directly, RBI tells govt
The move comes amid rising NPAs pertaining to the sector
 "Provide subsidy to farmers directly, RBI tells govt")
Autonomy for govt banks remains on paper
FinMin sets target for MUDRA loan, Jeevan Suraksha gift cheques
 "Autonomy for govt banks remains on paper")
PSU bank reforms fall short of expectations
Full autonomy that will help banks attract capital and talent is still a long way off
 "PSU bank reforms fall short of expectations")
SBI takes Harvard lessons for staff appraisal
Apart from 40 modules of Harvard, SBI has internally developed 500 e-modules for employees
 "SBI takes Harvard lessons for staff appraisal")
One has to be extremely careful before taking a drastic step: Shubhalakshmi Panse
Interview with Member, P J Nayak Committee and former chairman and MD of Allahabad Bank
 "One has to be extremely careful before taking a drastic step: Shubhalakshmi Panse")
RBI may relax ARC share sale norms
At present, ARCs are needed to take prior regulatory approval for selling more than 10% stake
 "RBI may relax ARC share sale norms")
How SBI's 'Super Six' put its house in order
Arundhati Bhattacharya's six-pronged strategy to revitalise the country's largest bank has yielded good results
 "How SBI's 'Super Six' put its house in order")
Reforms plan fires PSU bank stocks
But experts say govt has hardly given up control in these entities
 "Reforms plan fires PSU bank stocks")
Decoding the Indian financial code 2.0
A draft of the country's revised financial regulatory code has kicked up a lot of dust over the proposed changes to the role of the RBI as a regulator
 "Decoding the Indian financial code 2.0")
PSU bank reform: Esop, efficiency focus could be game changers
Experts say Esop facility should be extended to GM, DGMs; Banks could cut balance sheet size to improve efficiency
 "PSU bank reform: Esop, efficiency focus could be game changers")
Why holding company structure for govt banks has a long way to go
The structure was mooted in 2012 to address the capital needs of banks
 "Why holding company structure for govt banks has a long way to go")
