Manojit Saha
 "Manojit Saha")
Manojit Saha
Manojit Saha is the Banking Editor at Business Standard based in Mumbai, tracking the financial sector for over two decades, with a focus on central bank and monetary policy making. He also contributed to Business Standard’s digital offering – The Banking Show – with interviews with business leaders, CEOs, and important policymakers. He anchored panel discussions comprising CEOs from banking, insurance, NBFCs and fintech industry for the Business Standard BFSI Insight Summit, Business Standard-IMGC India Mortgage Leadership Conclave, among others.
Manojit Saha is the Banking Editor at Business Standard based in Mumbai, tracking the financial sector for over two decades, with a focus on central bank and monetary policy making. He also contributed to Business Standard’s digital offering – The Banking Show – with interviews with business leaders, CEOs, and important policymakers. He anchored panel discussions comprising CEOs from banking, insurance, NBFCs and fintech industry for the Business Standard BFSI Insight Summit, Business Standard-IMGC India Mortgage Leadership Conclave, among others.
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Whatever we initiated, we could not see it through: C V R Rajendran
Q&A with outgoing chairman and managing director, Andhra Bank
 "Whatever we initiated, we could not see it through: C V R Rajendran")
Rajan to head panel for selecting non-exec chairmen for PSBs
Will look at maximum age and tenure and then identify the candidates
 "Rajan to head panel for selecting non-exec chairmen for PSBs")
HDFC Bank sells Rs 550 crore Essar Steel loans at 40% discount
A consortium of 24 banks has exposure to Essar Steel to the tune of Rs 30,000 crore
 "HDFC Bank sells Rs 550 crore Essar Steel loans at 40% discount")
Govt asks banks to take ownership control of stressed projects
Smaller banks asked to fall in line in joint lenders' forum; banks want promoters to bring in equity
 "Govt asks banks to take ownership control of stressed projects")
By not cutting rates, public sector banks lose out on retail business
Not only are non-performing assets the lowest in retail, but retail loan growth is also better than the industry.
 "By not cutting rates, public sector banks lose out on retail business")
The monetary transmission puzzle
Bankers hold lack of policy consistency as key reason for not cutting rates and disputing RBI rationale on the matter
 "The monetary transmission puzzle")
Banks' Q4 preview: Treasury gains only silver lining
Debt recast seen at historic high and loan demand remains sluggish; net interest margins could improve
 "Banks' Q4 preview: Treasury gains only silver lining")
How Raghuram Rajan is remaking India's banking sector
The country's banking architecture will sport a new look, if the plans of the RBI and govt are implemented. The author traces the likely changes to give a sense of the landscape five years down the li
 "How Raghuram Rajan is remaking India's banking sector")
HDFC Bank opens account in 'iWatch' banking
Becomes first Indian lender to develop mobile banking app for Apple's latest offering in India
 "HDFC Bank opens account in 'iWatch' banking")
What made bankers change their mind on rate cut
Rajan made it clear they had no option but they were firm in opposing; however, mutual confabulations convinced them that, having made their point, they had to
 "What made bankers change their mind on rate cut")
Banks shouldn't decide rates, markets should: Raghuram Rajan
Interview with Governor, RBI
 "Banks shouldn't decide rates, markets should: Raghuram Rajan")
10 things to expect from bankers this financial year
Some crystal ball gazing suggests these few developments are in the offing
 "10 things to expect from bankers this financial year")
Why bankers didn't want RBI to cut interest rates
A further cut might have forced them to cut base rate, putting pressure on their margins amid rising NPAs
LIC to tie up with Bandhan, UBI
At present, banks can only tie up with one life, one general and one health insurance company, apart from specialist insurers
 "LIC to tie up with Bandhan, UBI")
RBI Monetary Policy | $1 trillion forex reserves: A pipe dream
RBI is aware of the cost of accumulation
 "RBI Monetary Policy | $1 trillion forex reserves: A pipe dream")
Catholic Syrian Bank files for Rs 400-cr IPO
Shortlists three for CEO post; eyes 20% growth in FY15
 "Catholic Syrian Bank files for Rs 400-cr IPO")
Policy freedom shrinks for a hamstrung RBI
The process to clip the central bank's wings, which had started during the previous government's rule, is now picking up pace
 "Policy freedom shrinks for a hamstrung RBI")
2014-15 a year of financial sector reforms
Capital infusion, infra financing, FDI in insurance etc among the many noteworthy changes
 "2014-15 a year of financial sector reforms")
Banks willing to offer lower rates to telcos but want spectrum clarity
Lenders would take up issue of spectrum as collateral with DoT
 "Banks willing to offer lower rates to telcos but want spectrum clarity")
How new debt norms will ease banks' pain
Banks can now convert any amount of debt into equity, but many believe the relief will be short-lived
 "How new debt norms will ease banks' pain")
