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Buy zero-cost term plan if you are keen on a return, say experts

If not, stick to a plain-vanilla plan and invest the surplus in mutual funds

Highs and lows of life as a VC

One of the book's most engrossing chapters is about a company called HealthSouth on whose board the author served for several decades

Invest in residential realty with at least a seven-year horizon: Experts

While market is on the mend, a steep increase in prices may not happen in near future

Parents' income, child's record count in getting education loan: Experts

Students joining a professional course at a top-notch college will find it easier to get approval

Ladder your fixed deposits to avoid the risk of reinvestment: Experts

Debt fund investors should keep the bulk of their investments in shorter-duration funds, 10-20% in longer-duration ones

Invest in a smart-beta fund only if you are convinced about strategy

Use market cap index-based funds in your core portfolio and complement them with smart-beta funds in satellite portfolio

Buy a house only if you don't plan to change city and can afford it

Renting provides flexibility vis-a-vis size of the house and geography, frees up finances

Target maturity funds are better than FMPs for locking in returns

They are more transparent and control both interest-rate and credit risk

Tackle higher cost of foreign education with diligent planning: Experts

Choosing right country and college, part-time job can help bridge the gap caused by the rupee's fall

Smart policy choice can help you tackle medical inflation: Experts

Most Ayush treatment happens out-patient; your policy may not be very useful if it offers only hospitalisation cover

Fractional platforms lower barrier for investing in commercial realty

It is a relatively new avenue though and carries high concentration risk

BNPL credit facility used without caution can lead to a debt trap

Understand all the attendant costs of this facility; delayed repayment will hit your credit score

Avoid overreaction to HDFC MF CIO Prashant Jain's exit, say experts

However, what investors got in his funds was fidelity to a fund management style that worked over the long term

With rupee at 80, how to tackle cost of studying and travelling abroad

Education consultants advise parents to prepare for at least 2% annual increase in costs for children abroad

REITs: A combination of good returns with room for growth, say experts

Payouts can be affected by vacancy and tenants defaulting on payments

The man who helped investors buy yachts

Bogle and Vanguard have shaped America's financial ecosystem in myriad ways

Wish to shun market volatility? Go for insurers' assured return plans

Check the return for your age, tenure, and premium variant, and if proceeds will be tax-free

Farm to Fork: Consumers curb discretionary spends to combat inflation

Households are repaying debt and replacing costlier loans with cheaper options; rising costs are taking a toll on ability to save enough

Unable to take duration call? Consider investing in a dynamic bond fund

But these funds can underperform if the fund manager's calls go wrong

How should MF investors deal with a stock market correction?

When stock markets correct, investors exit -- thinking he or she would re-enter when it is all over. This is called 'market timing'. This is not recommended, as no one can pull it off consistently