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Deadline extended to March 31: How to link Aadhaar to financial instruments

The Supreme Court on Friday extended all deadlines of Aadhaar linkages to March 31, 2018

Newbies in small and mid-cap space should invest for at least five years

With fund managers beginning to sound warning signals, it is best to be extra careful

Buying a house? Keep an eye on your bank's marginal cost of lending rate

Check if you are on the best possible loan rate and also make part prepayment to counter the rise in interest rate

Sensex at 35,000: Existing investors should take some profit off the table

Book profits, wait for opportunities and, in general, have fun while the going is good

Don't dump your fund in haste even if it underperforms in short-term

Your fund may have underperformed in 2017 because the fund manager was avoiding momentum and overvalued stocks

Use advisor for comprehensive planning

Those who have a simple financial objective or only a small sum to invest may go with a mutual fund distributor

Cheap, effective and unobtrustive: Try nasofilter to beat air pollution

If you have been using a face mask to combat pollution and find it bothersome, try the newly launched nasofilter

Give your fund manager time to ride out current volatility

If your dynamic bond fund manager is still maintaining a high average maturity despite the recent spike in interest rates, it is because he expects rates to ease

Existing investors may hold on to dynamic bond funds

New investors should opt largely for accrual-oriented funds which don't bet on interest rate movements

Don't wait for real estate prices to fall further

Realty experts say you should buy at the current prices rather than wait

Invest 5-10% in a banking sector fund

Ensure that mutual fund's portfolio includes all three players -private sector banks, public sector banks and NBFCs

Passive investing in EPF may be soon over

If the changes being considered by the EPFO become a reality, investors may have to be more active in deciding equity preference and when to withdraw money

Higher returns in credit funds come with higher risks

Investing in such funds requires more research from the investor. Always look at the quality of the portfolio before investing

What's on sale this festival season? Banks, builders offering good deals

Offers from banks: Waiver of up to 100% on loan processing fee, cash back on card usage

Mutual Funds: Enjoy higher gains in direct plans

Direct plan vs regular plan: Difference in returns can be higher than that of their expense ratios

Home loans need a more stable benchmark

Household Finance Committee provides suggestions on how participation of households can be enhanced

Minimise card frauds abroad by disabling the option

If the transaction goes through, approach the bank immediately with details

Don't spread your investments too thin

Consolidation of schemes can be both costly & slow. Nonetheless, bite the bullet to improve returns

Do meet the extended deadline of August 5 for filing ITR

Only those who file it can revise returns, carry forward losses, avoid interest on unpaid taxes

Data breach: Get proactive about security

With the existing laws tilted in favour of companies, it's tough for individuals to get compensation