Page 12 - Personal Finance

LIC launches New Jeevan Sathi plan: Features & benefits explained

Couples can get life cover, savings benefits and premium waiver under one LIC policy

Kotak Alts closes $1bn real estate fund as ADIA, NPS Korea place fresh bets

ADIA anchors the fund with its sixth consecutive commitment to Kotak Alts' real estate platform, while NPS Korea makes its maiden investment in Indian alternatives

Gold, silver and the new wealth strategy: What's changing for investors

Gold and Silver Rally On: Experts Recommend Staying Invested, Not Chasing Returns

Where should your emergency fund sit, and how large should it be?

The existence of an emergency fund matters most if you encounter a financial setback, such as a job loss, health emergency, home repair or some family responsibility

Direct stock investing vs mutual funds: What suits a young professional

Earning from stocks depends on discipline and how effectively you give your time and knowledge

Credit cards, personal loans, BNPL: Features, costs, eligibility explained

Financial products must be used in a disciplined way as they weigh on credit score and loan eligibility

Started retirement planning at 40? Here's how to catch up in time

Step up savings rate, build equity-heavy portfolio, and automate investments

QR scams, fake apps, suspicious links: All about digital-payment safety

Never scan any QR code to receive money and don't install apps from random links

Needs, wants and emergencies: Cash-flow planning for young earners

Start a mutual fund subscription and buy an insurance policy as soon as you start earning

Beginner's guide to mutual funds: Choosing schemes, SIPs and key terms

Guide to mutual funds for beginners covering SIPs, fund types, risk, costs, NAV, asset allocation and tips on choosing schemes for long-term financial goals

Credit scores: What shapes them and how to check and improve your record

Explainer on credit scores covering how scores are calculated, how to read credit reports, spot errors, raise disputes and improve repayment behaviour for better loan access.

Arbitrage to yield: 25 terms everyone should know before investing

Mastering basic terms helps beginners understand risks, evaluate opportunities and avoid mistakes

Capital-gains tax: How assets are taxed and how is liability calculated

Explainer on capital gains tax across equities, gold, property and mutual funds, covering LTCG, STCG rates, exemptions, loss set-offs and return filing tips

Expenses, emergencies, indulgence: Budgeting for real-life finances

Assess your financial health by totalling all expenses and comparing them with your net monthly income

Unexpected money in your account? SBI warns of 'jumped deposit scam'

Scammers are sending small deposits first, then pushing victims to approve larger transactions

India's biggest wealth planning problem? Nearly 85% dont have a will

The majority of households have neither planned their own estate nor discussed it meaningfully within the family.

This ₹2,004 crore real estate scam has left 19,000 home buyers stranded

Invested in a delayed project? The Earth Infrastructure case offers a cautionary tale

UPI goes live in Cambodia: Here's how Indian travellers can use it

UPI's global footprint grows as Cambodia joins the list of countries accepting the payment system

78% Indians plan higher overseas spending but forex costs a worry: Report

Hidden charges and confusing exchange rates are major concerns for international travellers

Starting out on Instagram? MakeMyTrip to reward engagement, not followers

Travel creators with at least 10,000 followers can earn rewards based on content performance