Page 142 - Personal Finance

Earning individuals in India spend over 33% of monthly salary on EMI: Study

A significant 62% of discretionary spending is directed toward lifestyle products, including fashion and personal care items.

New India Co-op Bank crisis: Higher returns come with greater risk

Many cooperative banks fall prey to political interference, unreliable accounting practices, loan evergreening, and frauds

New Zealand migration shifts: Departures hit 128,700, arrivals drop 32%

Indian citizens made up the largest group of new migrants in 2024, with 27,100 arrivals

Vietnam to launch visa-on-arrival for Indian and other tourists soon

Vietnam has seen a sharp rise in Indian tourists in recent years. According to official data, over 250,000 Indian travellers visited Vietnam in 2023

PPF to EPF: Best tax-saving investments for people opting for old regime

The regime allows taxpayers to claim deductions on various investments and expenses, which can significantly lower their taxable income

RBI halts New India Co-op Bank operations: How to secure your savings

The announcement has triggered anxiety among account holders, many of whom depend on the bank for routine financial transactions. Experts advice to staying calm and keeping an eye on RBI guidelines

Meet India's highest revenue generators: RIL, Tata Motors, HDFC Bank lead

Reliance Industries led with 79,020 crore net profit, followed by HDFC Bank, with 65,447 crore in 2024

UC Punawale Skyscrapers buys land in Pune's Pimpri-Chinchwad for Rs 129 cr

According to IGR property registration documents reviewed by Square Yards, the land parcel involves a total transacted area of 2.38 hectare (28,465 square yards), with a stamp duty of Rs 9.03 crore

Elderly man loses Rs 3 lakh; had called fake bank manager found on Google

Fraudster lured senior citizen to click malicious link after giving the impression that he is calling on behalf of bank

Illegal migrants in US: Deporting even 7.5 mn could cut real GDP by 12%

Trump and his supporters argue that deporting immigrants would save money by reducing the number of people using public services

Shivalik Small Finance Bank cuts FD interest rates to 9.05% from 9.30%

Lender cuts rates by 25 bps, lowering the highest rate to 9.05% from 9.30% for senior citizens on tenures ranging from 12 months and 1 day to less than 18 months

Canada Express Entry: 646 foreigners invited to work & settle in a province

Since the start of 2025, IRCC has focused its Express Entry draws on either PNP or CEC candidates

NSE pips Serum Institute to become India's most valuable unlisted firm

The National Stock Exchange surged by 201% in value to Rs 4.7 lakh crore, overtaking SII, to emerge as India's most valued unlisted company.

Do I file ITR if I earn less than Rs 12 lakh? Avoid these common mistakes

Filing an ITR is crucial not just for compliance, but also to take advantage of available tax rebates and avoid penalties.

Total market index funds: Ideal for simple, hands-off, long-term investing

Currently, three existing funds in this segment are offered by Mirae Asset Investment Managers (India), Bandhan AMC, and Groww AMC

US deports 220 Indians: Why Rera-like body is needed for immigration agents

Lack of regulation is enabling illegal activities, says immigration attorney

Inactive credit cards: Risks, impact on credit score & tips to manage them

'It is a misconception that inactive credit cards hurt your credit score. They do not directly'

PFRDA warns NPS & APY subscribers about ongoing fraud in their name

The authority also urged users to perform due diligence when offered unrealistic returns, and report any suspicious activities to the relevant authorities

Arbitrage funds beat bank FDs with higher returns amid market volatility

Amid continuous market volatility, arbitrage funds have surpassed public bank fixed deposits (FDs) in terms of one-year returns

Married for Canada PR, US green card? You can land into serious trouble

For some people, marriage is a scam to jump the immigration line