Page 160 - Personal Finance

No credit profile? Here is what you can do to have a robust score

Build your credit profile by applying for a secured credit card backed by a FD to build your credit profile

India sees 5th month of negative flows, US accounts for 50% of outflows

The largest share of these outflows is concentrated in the US, which accounts for approximately 50% of the total outflows from India-dedicated funds, amounting to $1.45 billion

US warns firms on H-1B visa bias: No favouritism for migrant workers

Critics say the H-1B visa programme allows foreign professionals to take jobs that could go to US workers

8th pay commission: When will it be formed & how govt salary is calculated

The salary revisions will now depend on the 'fitment factor', a multiplier that is applied to the current basic pay

ICICI Prudential launches 'Pru GIFT Select' for guaranteed income

This product offers flexibilities to customers such as choosing when they want the guaranteed income to start, the duration of the guaranteed income & the amount that they get at the time of maturity

India's visa applications up 11% in 2024, Canada and China among favourites

Popular destinations for Indian travellers in 2024 included Canada, China, France, Germany, Italy, Japan, the Netherlands, Switzerland, Saudi Arabia, the United States, and the United Kingdom

Fixed deposit rates may fall. Should you look elsewhere to park your funds?

As the repo rate cut affects FD interest rates, investors must carefully weigh the pros and cons of locking in current FD rates versus exploring other investment options like debt funds.

87% Indians fear data breach, 50% worried about Aadhaar security: survey

The percentage of citizens who confirmed their personal data is in public domain or leaked has jumped from 72% to 87% in the last 36 months

MF schemes merger: Stay invested if new fund fits your goal, risk appetite

Fund houses also merge schemes to cut costs and focus scarce fund management resources on their flagship schemes

Bollywood actor Shakti Kapoor sells Juhu apartment for Rs 6.1 cr

The transaction incurred a stamp duty payment of Rs 36.66 lakh and registration charges of Rs 30,000.

'False' toll fee deduction? Know why it happens & how to remain protected?

For any false deduction, call customer support, report the wrongful transaction, file a formal complaint, dispute the charges, and request a Tag change from the bank

RuPay Select Debit Card : Get travel, health perks, and more from April 1

The card also includes personal accident insurance of up to Rs 10 lakh

US green card: EB-4 visa applications suspended - what happens next?

No further EB-4 green cards will be issued until the new financial year begins on October 1, 2025

How many times a taxpayer is allowed to switch between old & new tax regime

Salaried taxpayers with non-business income can switch between tax regimes yearly. Those with business income who opt out of the new regime cannot re-enter later

Top 10 states with highest RERA project registrations: Maharashtra, TN lead

Maharashtra leads with highest number of projects registered with RERA, accounting for 40% share, followed by Tamil Nadu 17% share.

Trump claims 'record-low' illegal immigration in Feb, says US invasion over

Trump compared the figures to those under Joe Biden's presidency, saying, "300,000 Illegals crossing in one month under Biden"

Indian passport & visa fees to rise 15-20 times? Embassy denies claims

The Indian Embassy in Bahrain issued a statement rejecting the claims

What happens to EB-5 if Trump's $5 million 'Gold Card Visa' takes over?

The proposed gold card visa is intended to supplant the EB-5 programme. However, significant legal questions arise, as the EB-5 program was reauthorized by Congress through 2027 under the EB-5 Reform

PNB urges customers to update KYC by March 26 to avoid account restrictions

The KYC update can be done by visiting PNB branch, using the PNB ONE mobile app, Internet Banking Services (IBS), or sending the required documents via registered email or post to their base branch

IOB bank user can access Housing Loan Interest Certificate on DigiLocker

Indian Overseas Bank customers can now download their housing loan interest certificate directly from DigiLocker by entering their housing loan account number and selecting the relevant financial year