Page 169 - Personal Finance

9% interest: Your guide to the best fixed deposit rates in January 2025

Investors are also encouraged to review the tenure of their investments. Longer-term deposits may offer more attractive rates, but they come with the caveat of reduced liquidity.

India's investment banking fees reach $1.3 bn in 2024, Kotak Mahindra leads

Kotak Mahindra Bank took the top position for overall investment banking fee ranking in India with a total of US$92.8 million, accounting for 7.2% wallet share of India's investment banking fee pool

Gurugram under-construction prices up 55%; North Goa villas see 16% hike

Gurugram and Mumbai led the surge in under-construction property values, with increases of up to 55% and 10%, respectively, while Bengaluru and North Goa saw gains of 25% and 16%.

60% health insurance claimants face discharge delays, want web processing

Sixty per cent of health insurance claimants reported experiencing delays of six to 48 hours between claim approval and hospital discharge, according to a survey by LocalCircls

Fixed income outlook 2025: Lock into peak rates as cuts are likely

The much-anticipated interest rate cut cycle may be delayed, but experts believe the Reserve Bank of India (RBI) will reduce rates in 2025

In a hyped-up IPO market, what is the best way to play the game in 2025?

Long-term investors should only invest in an IPO when the company's fundamentals are strong and valuations reasonable

RBI keeps interest rate on floating rate savings bonds unchanged at 8.05%

Interest rate on RBI floating rate savings bonds is not fixed and is adjusted twice a year

Looking to buy a new house? Here are the best home loan rates this year

Here are various home loan rates from various public and private sector lenders

Riders on the storm: Indian biking comes into its own as riders hop on

With the advent of a slew of foreign makes, Indian bikers are now spoilt for choice, and the growing numbers of riders point to the emergence of a proper riding culture in the country

Guwahati emerges as fastest-growing spot for international travelers

According to Agoda's New Horizons report, Malaysia is an increasingly popular choice among Indian travelers heading abroad

Fund review: Nippon India Large Cap

Fund review: Nippon India Large Cap

Personal loan EMI calculator is equal to smart borrowing decisions

The digital tool aids in budgeting, and provides flexibility by allowing users to experiment with different loan tenures

Now, file rectification requests online for incorrect ITR processing

New feature added to the ITR portal streamlines rectification process, which previously required manual submissions and was often fraught with delays and complications

Decoded: Which new fund offering are drawing the most investor attention?

ICICI Prudential Energy Opportunities and SBI Innovative Opportunities have also ridden the wave of investor enthusiasm.

Metro promoters buy 5 luxury flats for Rs 405 crore in Mumbai's Lower Parel

Each transaction involved a substantial stamp duty of Rs 4.05 crore, highlighting the significant financial commitment made by the promoters.

Debt-equity mix in NPS fund: Base it on risk appetite, not past returns

The equity market showed remarkable strength, with the Sensex delivering 8.7 per cent year-to-date, while the mid-cap and small-cap indices returned 26.7 per cent and 30.6 per cent, respectively

Job changes and their significant impact on personal loan approval

Switching jobs means not having required number of salary slips or bank statements to verify your income, which can delay the approval process

NPCI lifts WhatsApp Pay's user cap: Know how to set up new account

The move is expected to have profound implications for WhatsApp Pay and the broader UPI market

31-year wait? 2,300 applicants died waiting for Australian parent visa

According to the department, 2,297 parent visa applicants and 87 other family members, including aged dependent relatives and carers, have passed away while waiting for their visa applications.

EPS pensioners can now withdraw their pension from any bank in India

Under the new rules effective January 1, 2025, 7.8 million members of EPS will benefit from Centralised Pension Payment System