Page 17 - Personal Finance

Begin work on improving credit score a year before applying for BFSI job

Employers are using credit history to assess candidates for roles involving clients' money, credit decisions, and sensitive financial data

India's ultra-luxury audio market grows as sound becomes a status marker

From hidden speakers to bespoke acoustic engineering, India's luxury homes are investing heavily in high-end audio systems, where sound is no longer a device but an integral part of design, lifestyle

Corporate FD rates up to 8.95% in April: Best options and risks explained

Best Corporate FD rates in April 2026: Corporate FDs offer higher returns than banks, but risks vary by rating and tenure. Here's what to check before investing

What are the best term insurance plans for working women?

Term insurance becomes crucial after 30 as premiums rise with age; locking in early ensures stable costs and financial protection for dependents, helping secure long-term goals and liabilities

FY27 bring new real estate tax rules: What stays, what gets easier

Real estate investors gain long-term certainty as new tax rules prioritise policy stability and streamlined compliance for NRI transactions

Fund Review: SBI Medium Duration Fund

Fund Review: SBI Medium Duration Fund

India deals slow, but IPOs shine: Investment banking fees hit 8-year low

India deals slow to weakest start since 2021 amid cautious market sentiment

Canada raises provincial immigration quotas by 31%, boost residency chances

Canada's 31% boost in provincial immigration quotas is set to open new doors for Indian professionals, offering a vital 600-point Express Entry advantage in high-demand sectors

Young investors drive crypto futures surge as trade sizes double: Report

Traders aged 18 to 25 make large bets but they are disciplined and mature, it says

New PAN rules implemented: New forms, application and KYC rules explained

New Income Tax rules enforce stricter identity verification for applicants while raising thresholds for routine financial transactions

Want to stay employable? India's top skills for the next 5 years revealed

AI, cybersecurity and digital skills become India's most sought-after capabilities, says NIIT report

Disclose high-value property gifts, taxable or exempt, in tax return

With high-value immovable property gifts now under SFT reporting, scrutiny will rise, making accurate disclosure of such transactions in income tax returns increasingly important

ITR forms for AY27: What's changed, how to choose, mistakes to avoid

Experts explain how to choose the correct form, avoid mistakes and use compliance mechanism

Property transfer after a co-owner's death: What personal law says

Property ownership doesn't automatically pass on: Succession laws and Will decide who inherits share

Gold loans boom, first-time borrowers add push to credit growth: Report

Despite a post-festival dip in short-term lending, a surge in gold loans and a rising influx of younger, first-time borrowers bolster retail credit market

April 1 tax reset: New I-T law, TCS cuts, higher F&O levy explained

Income Tax Act, 2025, replaces decades-old law to simplify language and improve ease of compliance

April 1 financial changes: From take-home salary to tax-filing deadlines

New financial year marks a decisive shift towards stricter compliance and structural transparency, prioritising long-term fiscal discipline over immediate tax relief

Correction in silver funds: Enter gradually with minimum five-year horizon

Existing investors who have become overweight after the bull run of the past year should book partial profits and rebalance

ATM rule changes from April 1: UPI withdrawals, limits, fees reset

ATM withdrawals get costlier from April 1 as banks tighten limits and free-usage rules

New income tax law from Wed: ITR, HRA, PAN and tax rules explained

Shift to a unified tax year and streamlined compliance aims to simplify the code, though it introduces tighter verification for claims and higher transaction costs for active traders