Page 311 - Personal Finance

ELSS: Selecting tax saver fund based on recent performance is risky

Choose one whose rolling returns have surpassed the benchmark a high percentage of times over a long span

New-age maternity plans cover IVF, adoption, surrogacy, newborn vaccination

In new-age plans, if one of the spouses has already subscribed to a policy, the nine-month waiting period for the other spouse is waived off.

Foreign flows continue to chase India, Japan and US, small-cap funds see big surge

The last week saw an inflow of $549 million into India-dedicated funds, led by large-cap funds. Out of this inflow, $120 million was from US investors and $145 million from Japan investors.

New IMPS fund transfer rules coming soon: Here is all you need to know

New IMPS rules will be implemented from February 1, 2024. This will facilitate fund transfers using a mobile number and bank name

PM-Kisan 16th instalment: Complete eKYC to receive payment; know how here

PM-Kisan eKYC: To receive the instalments, the farmers must complete their e-KYC. Know how here

Centre allows woman employees to nominate son, daughter for family pension

Previously, family pension was granted to the spouse of a deceased government servant or pensioner

Trim your tax bill by doing this: Gift money, pay rent to your parents

An effective tax-saving strategy involves transferring funds to your parents, especially if they are in a non-taxable or lower tax bracket

Axis Vistara Infinite Credit Card will not offer free Gold Status after first year

Year 2 onwards, customer needs to achieve 4 Vistara flights and 15,000 Tier Points criteria in the last 12 months to retain the gold tier.

Chart view: Stocks most bought and sold by mutual funds in last 5 months

Cashs level for largecap and midcap schemes have already dropped to February 2022 lows and now much below the long-term average. Smallcap

Demand for bigger homes refuses to wane, avg flat size up 37% in Delhi NCR

NCR saw maximum growth (of 37%) in avg. flat sizes among top 7 cities - from 1,375 sq. ft. in 2022 to 1,890 sq. ft in 2023

Donate for a good cause, get tax benefit: Here is how to do that

Percentage of donated amount eligible for deduction may vary

How to make tax return scrutiny less stressful

Tax officials must be required to go through responses submitted by the taxpayer quickly and ask follow-up questions within a fixed time limit

Budget expectations: Income tax benefits, support to women entrepreneurs

They also demand for parity in taxation among companies, partnerships and limited liability partnerships

Investors can lock into current high yields with target maturity funds

The medium- to high-maturity variety of these funds can also offer capital gains if interest rates fall

Donate and save tax; get the best room heater: Top personal finance stories

This week we tell you how making charitable donations can help in your taxes and the health effects of room heaters

Car loan rates, terms and processing fees explained in one table

If you are researching for a vehicle loan, here is one table you should consider

Zomato Payments gets RBI approval to operate as payment aggregator

The food delivery platform incorporated Zomato Payment Pvt Ltd in August 2021 with the purpose of applying for payment aggregator authorisation

Fund review: ICICI Pru Bluechip fund

Fund review: ICICI Pru Bluechip fund

Mumbai real estate: Top ten builders, projects and transactions in Q4

The festive quarter saw Lodha Group (Macrotech Developers) maintain its prominent position as the top performer in terms of volume and units sold.

Safe, sound, effective: What to look for when you buy a room heater

The device must do its job for less power and need not be kept on all the time