Page 325 - Personal Finance

RBI directs Bajaj Finance to stop lending under eCOM, Insta EMI Card

These supervisory restrictions will be reviewed after the rectification of the said deficiencies to the satisfaction of the RBI, it added

NBFC-MFIs the largest provider of microfinance in India: MFIN Report

In microfinance space, NBFC-MFIs provided finance with loan outstanding of Rs 1,38,310 crore as on March 31, 2023, accounting for 39.7% of total industry portfolio

WC 2023: Injured during cricket match? There's insurance for only Rs 100

Digital insurance player ACKO has hopped on the bandwagon, introducing 'The 100 Over Cover,' an insurance policy that provides coverage for all personal injuries sustained during the match

Schengen visa to go online, no need for in-person appearance at consulate

The latest move will render in-person appearance at the consulates redundant. In principle, in-person appearance will only be necessary for first-time applicants, people whose biometric data are no lo

Refinance to lower rate but keep up higher EMI to become debt-free faster

Banks have been luring homebuyers this festive season with reduced home loan interests, waiver of processing fees and loan prepayment charges.

Incomplete DS-160 forms are leading to US visa appointment delays

The DS-160 or Online Nonimmigrant Visa Application form is used for temporary travel to the United States for various purposes, such as tourism, business, or study

Retirement planning for self-employed: Invest in NPS, PPF and MF SIPs

Instead of reinvesting all surplus in business, invest a part in accumulating a corpus

EMI to warrants: What to know about discounts in festive shopping season

A go-to guide to on what to look for in the fine print of deals being offered

TDS on fixed deposit interest: A guide on how to avail exemption

As per the Income Tax Act, the exemption limit for TDS deduction on FD is Rs 40,000 for individuals (excluding senior citizens) and Rs. 50,000 for senior citizens

In charts: It takes 15 months to build an emergency fund 3X your income

Consider exploring advanced wealth-creation strategies, diversify your investments, invest and save consistently, and stay informed about emerging financial trends.

Capitalise on festival offers for loans, but heed other conditions too

Loan amount, tenure and prepayment conditions must also suit you

Govt relaxes norms for small savings schemes: Check details here

The Senior Citizen's Savings Scheme now allows three months to open an account, up from the current one month. Additionally, changes have been made to the premature closure rules for PPF accounts

11.5 cr PAN cards deactivated for not linking with Aadhaar: How to reactivate

More than 12 crore PAN cards remain unlinked, with 11.5 crore of them facing deactivation due to non-compliance, said I-T dept in a RTI reply

8.15% Interest for EPFO subscribers 'in pipeline', to be credited 'shortly'

The interest rate on EPF is reviewed annually, and for the fiscal year 2022-23, it is set at 8.15 per cent, up from the 7.59 per cent interest rate provided in FY22.

EPFO to run drive from December to recover dues from defaulting subscribers

With over 60 million subscribers and managing a corpus exceeding Rs 12 lakh crore, the EPFO provides its beneficiaries provident funds, pension, and insurance benefits through three schemes

Plan in advance for high costs of IVF, surrogacy; consider insurance

Couples opting for surrogacy must bear medical expenses, buy health insurance for the surrogate

Mutual funds, ETFs or equity: Investment tips from experts for this Diwali

Ahead of Diwali 2023, we asked investment experts for the best strategy to make your festival brighter.

Retail holding in NSE firms touch all-time high: All you need to know

This shift in ownership dynamics comes as private promoters saw a decline in shares, marking a 4-year low of 41.55 per cent on September 30, 2023, according to primeinfobase

Up to 30% off on gold, diamonds: Dhanteras offers by leading jewellers

From offering up to 30 per cent discounts to exciting cashback offers, top jewellery brands have opened their doors to a plethora of enticing deals and promotions this Dhanteras

Delhi air: 50% surge in health insurance inquiries, most pick Rs 1 cr cover

Many are choosing the Rs 1 crore cover, a combination of base and super top-up