Page 351 - Personal Finance

Correct errors and omissions in income-tax return with updated return

Remember that an updated ITR can't be used to declare lower income, claim losses, or request more refund

10 best side hustle ideas to earn extra money every month in 2023

Side hustles are the best way to make some extra money at home without quitting your existing full-time job. You can earn good money in your spare time. Here are the 10 side hustle ideas

New tranche of sovereign gold bonds from 15 September: Should you buy?

An exposure of 8-12% gold in the portfolio may be ideal to give the safety net to your portfolio in uncertain times

SBI's e-rupee can be accessed via UPI now: How it works and what this means

This feature is accessible through the 'e rupee by SBI' application and allows SBI CBDC users to scan merchant UPI QR codes for transactions.

Investment-worthy value stocks see sharp dip, says ICICI Securities

The population of 'investable value stocks' largely comprises names related to financials, 'fossil fuel energy' and other materials

Credit card defaults rise by Rs 951 cr: What happens when you default

Although the retail segment played a critical role in bank credit recovery process, the concentration of banks' loan portfolios in unsecured lending can have serious financial implications

Biz cycle funds can generate alpha but carry risks: What should you do?

Higher concentration and fund manager risk make these funds apt only for seasoned investors

Last month to deposit Rs 2000 and other money deadlines in September

There are several important money-related deadlines that will impact the way you transact this month, so be sure to read on.

NFO launch: Kotak's new multi-asset allocation fund, should you invest?

This Open Ended Scheme will invest in Equity and Equity related securities, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives

Buying an auctioned property? Here is everything you need to know

Bidder shall always keep in mind that borrowers have certain rights in a property that is being auctioned, especially when the property is being auctioned due to loan default or mortgage foreclosure

Managing rent, setting up investment strategy: Top personal finance stories

What tenants should ask from landlords in rent agreements; how to bring discipline in your market play. Our newsletter explains

How to decide your maternity cover, which are the best ones in the market?

Maternity cover typically involves a waiting period clause, which mandates a specific waiting period after policy purchase before you can file a claim for maternity-related expenses.

As rents rise, here is what you can ask from your landlord for protection

Sign a long-term agreement that should have a reasonable escalation built in and a minimum guaranteed tenure

Chart: Top 10 insurance companies' policy terms and premium amount

Sum assured is Rs 1 crore and the policy is valid up to 70 years of age

Asset allocation to funds: Factors that shape portfolio performance

A rule-based approach in mutual fund investments will protect you from disappointment

Long delays biggest pet peeve for fliers, Mumbai-Goa cheapest air route

Ddiscourteous invasion of personal space, followed by delayed flights, loud passengers are the top reason for in-flight frstruations of passengers, revealed a survey by digital travel platform Agoda.

New tax norms favour employees living in employer accommodation

Reduction in salary percentage considered as perquisite value and introduction of inflation-linked cap will reduce taxable income

Limited tailored health insurance policy options for cancer survivors

Regular plans, if offered, may permanently exclude cancer from coverage

Explained: Does your regular home insurance cover flood damage?

The insurance regulator mandated all general insurance companies to offer Bharat Griha Raksha(BGR), a standard insurance policy which provides cover against fire, floods, explosions, storm, cyclone

Bank of Baroda-Sunny Deol row: When can a bank auction your property and why?

Banks have a right to possess the property without the involvement of a court on the condition that the borrower has defaulted on the loan.