Page 393 - Personal Finance

TDS will not apply to EPF balance till FY21: Here's what experts suggest

If EPF account is linked to PAN, 10% TDS rate will apply, else 20%

Why the need to put up additional margin makes futures trading risky

Not only must your call be directionally right, the price movement must occur within a stipulated time frame for you to make money

Get an accurate estimate of price before putting your house on the sale

Housing sales: Make it presentable, clear off dues, and have documents ready before you meet potential buyers

A snapshot of fixed deposit interest rates offered by various banks and FIs

Here's how the fixed deposit interest rates offered by various banks and financial institutions stack up

Fund pick: Kotak Emerging Equity Fund

Fund pick of Kotak Emerging Equity Fund

Sale of three-year-old parking space will be treated as LTCG: Analysts

According to another expert, whether parking space can be sold depends on the nature of the space concerned. It must conform to the definition of garage, as provided in the RERA.

HDFC borrowers will benefit from transparent rate regime: Analysts

A deposit is a contract between the depositor and the institution taking the deposit

If your fund has beaten tier-II benchmark, just don't exit: Analysts

Stick to it, even if it lags its tier-I benchmark and category average

Youth turn smarter on financial planning amid Covid, but gaps remain: Study

They need hand-holding on life and health insurance, and should not lean on social media influencers, who are often neither qualified nor regulated, say experts

Linking PAN & Aadhaar is inevitable: What happens after March 31

The fee will be Rs 500 for those who link their PAN with Aadhaar between April 1 and June 30, 2022

Green fixed deposits: For interest of the environmentally conscious

They're at par with normal fixed deposits but not all banks offer these

New ITR forms need income disclosure from foreign retirement a/cs

Experts said there aren't too many changes in the forms this year. "The forms have been largely kept unchanged," said Rohit Arora, advocate, Uttarakhand High Court.

Planning a holiday? Tips on saving up for travel in a post-Covid world

Get a fix on your budget first; Then check the investment avenues that will help you cope with inflation and currency fluctuations between now and the day you eventually fly out

A snapshot of term insurance premiums with two riders offered by firms

Here is how the term insurance plans offered by various firms stack up

Fund pick: Nippon India Short Term Plan

Fund pick of Nippon India Short Term Plan

Interest rates on small savings schemes unchanged for first quarter of FY23

The government on Thursday kept interest rates on small savings schemes, including NSC and PPF, unchanged for the first quarter of 2022-23 due to an elevated level of inflation.

Invest by the 5th of a month to optimise return on PPF, say experts

One significant point investors must remember while investing in PPF is that they must put in the money at the right time to maximise the return they earn from it.

Early start, more equity can beat low interest rates, say analysts

Counter the cut in EPF rate with an asset-allocated retirement portfolio and using instruments like NPS

ELSS and PPF can be good last-minute tax-savers, say analysts

NPS and medical insurance are sound non-Section 80C options

Love that snazzy SUV? Buy a pre-owned one if a new vehicle is out of reach

Just make sure it's in good shape, the papers are in order and the price you're paying doesn't pinch in the long run