Page 408 - Personal Finance

With yields hardening, its best to opt for shorter-duration funds

Shorter-maturity bonds in these funds get reinvested at higher coupon rates

Bank FD to fetch negative real interest with elevated inflation

The Reserve Bank of India (RBI) in its latest monetary policy review has projected retail inflation at 5.3 per cent for the current financial year.

GSTN blocks Rs 14,000-cr input tax credits of 66,000 taxpayers

There are currently 1.32 crore taxpayers registered under GST.

Decoded: What is Provident Fund and when can you withdraw money from it?

The EPF (employee provident fund) has traditionally been the most common tool for salaried Indians to save for their retirement. But what is a provident fund? Get answers to all queries related to PF

Compensate for damage due to natural calamity

The National Commission observed that the melting of snow caused discharge of water in the river, causing the tank's collapse. This was a peril under the policy

Common mistakes to avoid when passing wealth onto the next generation

Devolution of property would be governed under the Hindu Succession Act, the Indian Succession Act, or the respective personal laws for Muslims in case there's no Will

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plan premiums offered by various companies stack up

Fund pick: IDFC Bond Fund- Income Plan

Fund pick: IDFC Bond Fund- Income Plan

Benefits offered by OPD cover should be in line with your family's needs

If OPD coverage is built into a policy, or is offered as a rider, the limit will be specified

Choose a fuel co-branded card that offers wide coverage, great rewards

Since these cards have high interest charges, avoid using them when you wish to revolve credit

Choosing the right financial planner is a wise investment, say experts

Discussing scope of work will enable the registered investment advisor to decide the right fee

Buy digital gold for as low as Rs 100 this festival season: Details here

But those seeking greater safety should stick to SGBs or gold ETFs

Compare premium rates to get a policy that best suits your pocket

To combat tighter underwriting standards, consult a distributor that could point you towards an insurer that covers people with your profile

'AA'-rated NCDs: Risky to focus just on returns, say analysts

Limit exposure to 5-15% of debt portfolio, avoid investing for very long tenures

Dip in Covid-specific policy sales as consumers go for comprehensive covers

However, despite losing money on short-term Covid products, insurers say they will offer them till the regulator specifies

A world of musical instruments for budding rock stars and culture vultures

Pick up an affordable, entry-level piece if you're just starting; as you progress over time, your teacher should be able to guide you on buying something more sophisticated and expensive

Income tax refunds of Rs 80,086 cr issued during this fiscal: CBDT

This figure includes income tax refunds of Rs 19,699 crore in 47,53,254 cases and corporate tax refunds of Rs 60,387 crore in 1,63,021 cases

Fund pick: DSP Flexi Cap Fund

Fund pick: DSP Flexi Cap Fund

A snapshot of personal loan rates offered by various firms with details

Here is how the personal loan interest rates offered by various bank stack up

Decoded: Should you try peer-to-peer lending to maximise your returns?

Looking for investment options for high returns? P2P lending could get you 9-12% interest rate? Appealing, right? But there are some riders. Let's understand all about peer-to-peer lending.