Page 422 - Personal Finance

Health cover: Irdai rule gives consumers more freedom, say experts

Barring insurers from raising prices by adding benefits may also lead to better pricing: Experts

Budget proposals will ease taxpayers' burden from April 1, say experts

But changes like taxation of EPF contributions above Rs 2.5 lakh will pinch the wallet

Switch home loan if you can reduce cost by at least 50 bps: Experts

Don't go by the lowest advertised home loan rates; find out what you are eligible for

Covid-19 insurance claims spike as infection cases surge in March

Insurers have received 938,640 claims, of which 796,247 have been settled

Hold on to sovereign gold bonds as prices may rebound, say experts

Premature withdrawal results in taxation of capital gain, while corpus received at maturity is tax-free

A quick and simple guide on tax compliance ahead of the March 31 deadline

Apart from tax planning, you need to make sure you've paid your advance tax correctly and linked your Aadhaar to your PAN

EPFO's accounting needs transparency jab

The EPFO is larger than four of the largest mutual funds put together, yet it has opaque accounting practices with no portfolio disclosure even at year-end

Stay secure: Treat wearables on par with cards to make contactless payments

Acceptance of wearable devices will depend on speed and ease of grievance redressal

Indian saree: Not quite ubiquitous, but every woman's wardrobe treasure

A cultural symbol and style statement for Indian women, it is no longer limited to weddings and family occasions, but has begun extending to work wear, corporate meetings and cocktail parties too

A snapshot of education load rates offered by various banks with details

Here is how the education loan rates offered by various banks stack up

Fund pick: HDFC Short Term Debt

Fund pick: HDFC Short Term Debt

Traditional insurance plans better for risk-averse investors, say experts

If you can stomach volatility, you can earn more from equity funds than the 5-6% these plans offer

Udyam certificate provides access to cheaper credit: Check details here

If you don't have GSTIN, wait till further clarity on whether the same is mandatory for registration

Mutual funds' assets touch record high, says Crisil report

Mutual fund assets bounced back from the decline witnessed in January

We should have 1,000-1,200 actuaries at the earliest: Irdai chairman

Currently, India has only 458 full-fledged actuaries. In 2019, there were 439 actuaries and in a year, that number has gone up by just 19

Ease interest risk with target maturity debt funds, say experts

Investors will only be protected if they hold these funds until maturity

New e-payment norms likely to block auto-subscriber route: Experts

Avoid exposing your data; use a virtual card instead

Stay vigilant against risk of cheque fraud

Mansinghka had been remiss in allowing a stranger to write the cheque. Disappearing magic ink was used which allowed the fraudsters to alter amount and payee name

Time for women to play a proactive role in managing their family's finances

March 8 will be celebrated as International Women's Day. On this occasion, we've got three highly accomplished women from the corporate world to offer advice to their younger counterparts

Interest on EPF taxable, partial withdrawal not allowed after retirement

Subscribers can withdraw the entire EPF corpus when they retire or when they have been unemployed for over two months