Page 431 - Personal Finance

Planning to set up a trust? Reduce litigation risk, say analysts

It's exempted from the probate process; courts don't get involved in its execution

Value funds shine amid broad-based rally as 'growth' trade fizzles out

Data from MF Explorer shows that maximum return generated by value funds the past one year is 96% and average is 59%

Home loan: Go with a lender charging lower risk premium, say experts

While benchmark rate can change any time, spread changes only in rare instances

Where beginners in mutual funds should invest in the time of Covid-19

The key is to develop an asset allocation plan and then fill each slot with an appropriate fund

State Bank of India slashes home loan interest rates by 25 bps to 6.7%

By February 2021, SBI's home loan portfolio reached Rs 5 trillion-mark

State Bank of India reduces home loan interest rates to 6.7%

Women borrowers to get a special concession of 5 bps

Is Covid-19 home treatment covered? Check the fine print to find out

While many policies cover it for the entire sum insured, others have sub-limits

A career counsellor to navigate your child through a plethora of choices

The best time to approach a career counsellor is when your child is in class nine--someone who will help him dodge the duds and choose a line based on the child's interests, aptitude and ability

A snapshot of health insurance policies premiums offered by various firms

Here is how the health insurance policy premium rates offered by various firms stack up

Fund pick: ICICI Pru Large & Mid Cap Fund

Fund pick: ICICI Pru Large & Mid Cap Fund

Combine your SIPs with long-investment horizon for better results

Expert advice on how to many the most of your systematic investment plans

Fund houses to press for modifications to Sebi compensation circular

Among the most important tweak sought by the industry will be to reduce the ambit of 'key employees'

Personal loans: Keep your EMIs at less than 50% of your after-tax pay

If you are thinking of availing of a personal loan, here are some steps you can take to improve your chances of getting it

Traditional policies' tax benefits must go

The tax exemption encouraged retail investors to buy traditional policies, which, in turn, invested in G-Secs. But now there are many other buyers for G-Secs

How to neutralise the impact of rupee weakening against the dollar

Having exposure to international funds and gold is a must for those who have foreign currency-denominated goals

ULIPs remain popular despite tax tweak, on par with equity mutual funds

Industry players say awareness of products rose after Budget

Classy stationery for those who believe the pen is mightier than the keypad

There's a range of stationery and desk accessories like luxury pens, premium pencils, fancy bookmarks to feed your passion for writing. Just don't go overboard on form and miss out on functionality

A snapshot of personal loan rates offered by various firms with details

Here is how the personal loan rates offered by various firms stack up

Fund pick: HDFC Medium Term Debt Plan

Fund pick: HDFC Medium Term Debt Plan

Go long to make the most of strong run in the small-cap fund category

Allocate 10-15% to these funds for a 10-year period, don't just rely on history