Page 438 - Personal Finance

Check your credit report; raise a dispute on 'invalid' score reduction

If your credit score has declined, get your credit report and check for discrepancies, then decide whether to raise a dispute

Premiums of non-life insurers rise 10.38% in Aug, health insurers gain most

General insurers, 25 in all, saw their premium collection go up 5.57 per cent in August 2020 to Rs 13,139.63 crore, compared to Rs 12,445.83 crore in the same period last year

RBI's loan restructuring scheme: Here's how it benefits you

The debt restructuring process involves a reduction of the interest rates on loans or an extension of its repayment tenure, or both

Reported Covid-19 insurance claims at 192,863 worth over Rs 3,000 cr

As many as 121,739 claims settled by insurers so far, amounting to Rs 1,165.81 crore, revealed claims data of General Insurance Council

Play safe in small-caps even though the valuations seem attractive

Given their high volatility, conservative investors must limit exposure to 5-10% of equity portfolio

Life insurers record 15% growth in new business premiums in August

In August, life insurers earned NBP to the tune of Rs 27,039.79 crore, compared to Rs 23,554.94 crore in the same period last year

England vs Australia 3rd T20 International full scorecard

England vs Australia 3rd T20 International full scorecard

SBI MF to launch Children's Benefit Fund-Investment Plan on Sept 8

This is an open-end fund that will be part of SBI Magnum Children's Benefit Fund, which already has a savings plan, a predominantly debt-oriented offering

Superbikes for those seeking adventure and a big rush of adrenaline

The superbike is the kind you'd pick up to satiate your penchant for speed or for long rides to nowhere. You wouldn't use it for commuting

A snapshot of motor insurance premium offered by various companies

Here is how the premium for Bundled policy (1year OD + 3year TP) for a new Maruti Swift LXI in Mumbai offered by various firms stacks up

Insurer is liable to pay for loss due to defective packaging

The Commission observed that the policy excluded defects in packaging from inception. But the package had been checked by the insurer's representatives and found to be in order

England vs Australia 2nd T20 International full scorecard

England vs Australia 2nd T20 International full scorecard

Work actively on improving your credit score to protect your home loan rate

If more lenders hike their risk premium, it will spike the interest rate on your borrowing

Make sense of car loans with step-up and balloon payments before borrowing

Some decisions aren't about numbers alone. If paying extra interest isn't as important as your safety, there's no harm in going for them. Get a fix on the pitfalls, though

England vs Australia 1st T20 International full scorecard

England vs Australia 1st T20 International full scorecard

Fund pick: DSP Small Cap Fund

Fund pick: DSP Small Cap Fund

Buy annuities at a later age and avoid return of purchase price option

Make the right trade-offs when buying an immediate annuity

Renewing motor policy on time is more cost-effective and hassle-free option

If you let it lapse and renew later, you will lose out completely on the no-claim bonus

Sebi modifies mutual funds portfolio segregation norms amid Covid-19

Generally, segregation is done to separate distressed assets from other more liquid assets in a portfolio

eSIM fraud: Don't respond to fraudsters' blandishments or threats

Investigate before you respond to demands from anonymous sources for personal or banking info