Page 445 - Personal Finance

Planning to buy term insurance? Purchase before premium rises again

Ignoring it isn't an option for those who have liabilities or dependants

Key ratios of Adani group in dangerous territory

To marry the narrative to the numbers, the group has to keep scaling up since that allows it to raise more money

Smart tips on ridding your body of harmful toxins at home during lockdown

The way you cook, what you eat, how you exercise can make or mar your immunity during the Covid-19 pandemic. Smart changes in your daily routine can make a big difference to your wellness quotient

Govt allows I-T exemption on conveyance allowance under new tax regime

The Central Board of Direct Taxes (CBDT) has now amended Income Tax rules to prescribe certain exemptions which can be availed by the employees

Despite reduced interest liability, pay advance tax to minimise charges

The schedule remains unchanged, only the interest charge levied for delayed payment has been reduced

Non-life insurers to offer standard Covid covers to consumers from July 10

It will also include the cost of treatment for any other co-morbidities, including pre-existing comorbid conditions along with the treatment for Covid-19

Fund pick: HDFC Low Duration Fund

Fund pick: HDFC Low Duration Fund

A snapshot of term insurance with rider premium rates offered by banks

Here is how the term insurance with rider premiums rates offered by various banks stack up

Interest rates to processing fee, RBI brings relief for loan app borrowers

The new rule book should bring down interest rates and improve recovery methods

Planning to invest? Don't rely only on gold-silver ratio, say analysts

Take into account the fundamental factors driving demand before deciding to shift from gold to silver

Before the Will, prepare for disability

It's important for all heirs to present a united front to give comfort to banks/depository participants

Benefit-based Covid product to be priced higher than the indemnity one

The insurance regulator has revised its guidelines around the standard cover for the third time

Benefit-based Covid product to be priced higher than the indemnity one

The insurance regulator has revised its guidelines around the standard cover for the third time

Covid-19: Look for cheap loan options to raise cash as banks turn cautious

Go for secured credit options and make the most of assets like gold, house, car

Promise of guaranteed return plans are appealing, but compare their IRR

A combination of term plan, MFs may be volatile but is likely to get higher returns

It is easy to whip up anti-Chinese emotions

However, significant policy reform would also be necessary to attract investors

Used car or new set of wheels? How to figure out which you should buy

With liquidity as top priority, most will end up buying a used car, and that's not a bad thing if it's self-funded

Making a Will to rent waiver issues, online consultation is cost-effective

But in serious cases, a lawyer arguing in person can be more persuasive

Why taking loan against FDs is a better option than high-cost credit cards

Take this loan as an overdraft facility and pay interest only on the amount utilized

Got a legal case on your hands? Consult your lawyer for advice digitally

From dealing with layoffs, bank defaults and making Wills, people are spending heavily on virtual legal advice during lockdown. And lawyers are charging about 25% less, with a few doing it pro bono