Page 452 - Personal Finance

Tipping point: Gold has been a safe haven, but invest in a staggered manner

After such a humongous run-up, investors may feel wary about investing more in gold at this point of time

Senior citizens may see spike in premiums in wake of Covid-19 crisis

Since they are more vulnerable, medical insurers may become more wary

Bank liable for unauthorised online transaction

The National Commission observed that there was a security breach of the bank's net banking system

Covid-19 impact: Non-life insurers' premium collection falls 10.7% in March

In absolute terms, premium collected by general insurers was close to Rs 1.89 trillion in FY20, against Rs 1.69 trillion in FY19

PPF to recurring deposits: Breather for investors in small savings schemes

As cash is priority, you can delay payment. But there will be loss in interest income

How to deduct TDS against salary under new rules from April? CBDT clarifies

The circular also addresses the confusion that there cannot be a change in option by the employee during the year, coming as a relief for employers

Need cash? Medical personal loans can help tide over coronavirus crisis

Your existing bank will give this loan, and rates may be better

Time for gold and its virtual cousins

Until there is clarity about the type and extent of economic recovery, cryptos will also do well

Oxygen kits to help you self-treat your breathing ailment at home or work

The devices come in handly if you have respiratory issues like COPD, asthma or sleep apnea. But if it is Covid-19, go straight to an authorised hospital

Covid-19: Quality PMS portfolios will help weather this downturn better

Investors who are over-allocated to the mid- and small-cap category need to switch to large- and multi-cap-oriented schemes

Investment strategy: Benefit from the collective wisdom of markets

By going with ETFs, you eliminate decision-making, and emotional biases that come into play when picking active funds

Health insurance premiums set to rise as firms to follow Irdai mandates

The rise in premiums could be in the range of 5-25 per cent, depending on the features that each insurance company adds on its products

Flipkart, ICICI Lombard offer health plan for Covid-19 with instant claim

'Covid-19 Protection Cover' provides an instant Rs 25,000 benefit plan for to the customer if he tests positive for Covid-19

Fund pick: ICICI Pru Value Discovery Fund

Fund pick: ICICI Pru Value Discovery Fund

With 30 days more to pay premium, make sure you don't let your policy lapse

Usually, general insurers give 30 days for health and 90 days for auto insurance policyholders to pay renewal premiums, even after the due date has passed

Realty check: Current rates and unit sizes in Rs 5 mn-10 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Here's what expert says about cyber insurance and why you need it

Cyber cover for individuals is indeed the need of the hour, especially in these times when most people are working from home

For personal or credit card loans, it's time to scout for good rates

You can raise cheaper personal loans online to repay unsecured loans. For home loans, banks are taking documents online, but property verification may take time

Strategy for meeting goals

Moving money from equity to debt in the last stages of any financial goal ensures that the corpus does not erode suddenly due to a fall in the stock market

Tipping point: Despite good performance, don't bet on long-duration funds

Government borrowings could rise, causing a spike in yields of long-term bonds