Page 458 - Personal Finance

Fund pick: HDFC Low Duration Fund

Fund pick: HDFC Low Duration Fund

A snapshot of term insurance with rider premium rates offered by banks

Here is how the term insurance with rider premiums rates offered by various banks stack up

Interest rates to processing fee, RBI brings relief for loan app borrowers

The new rule book should bring down interest rates and improve recovery methods

Planning to invest? Don't rely only on gold-silver ratio, say analysts

Take into account the fundamental factors driving demand before deciding to shift from gold to silver

Before the Will, prepare for disability

It's important for all heirs to present a united front to give comfort to banks/depository participants

Benefit-based Covid product to be priced higher than the indemnity one

The insurance regulator has revised its guidelines around the standard cover for the third time

Benefit-based Covid product to be priced higher than the indemnity one

The insurance regulator has revised its guidelines around the standard cover for the third time

Covid-19: Look for cheap loan options to raise cash as banks turn cautious

Go for secured credit options and make the most of assets like gold, house, car

Promise of guaranteed return plans are appealing, but compare their IRR

A combination of term plan, MFs may be volatile but is likely to get higher returns

It is easy to whip up anti-Chinese emotions

However, significant policy reform would also be necessary to attract investors

Used car or new set of wheels? How to figure out which you should buy

With liquidity as top priority, most will end up buying a used car, and that's not a bad thing if it's self-funded

Making a Will to rent waiver issues, online consultation is cost-effective

But in serious cases, a lawyer arguing in person can be more persuasive

Why taking loan against FDs is a better option than high-cost credit cards

Take this loan as an overdraft facility and pay interest only on the amount utilized

Got a legal case on your hands? Consult your lawyer for advice digitally

From dealing with layoffs, bank defaults and making Wills, people are spending heavily on virtual legal advice during lockdown. And lawyers are charging about 25% less, with a few doing it pro bono

Fund pick: Axis Midcap Fund

Fund pick: Axis Midcap Fund

A snapshot of loan against fixed deposits offered by various banks

Here is how the rates and charges of loan against fixed deposit stack up

Take note, spenders: Refinance your loans, find ways to curb expenses

Among key belt-tightening measures, discretionary expenses are easier to pare

Other income, mortgage guarantee can help you increase loan eligibility

Showing other income, and buying mortgage guarantee will help get approval

Insurer must prove fraudulent claim

The policy would also pay double the amount, in case of death of the policyholder

Buy add-on covers to protect against damage due to natural calamities

Since consequential damage is not covered under the base policy, this will be an additional safety net to protect you