Page 737 - Personal Finance
Fewer tax-free bond issues likely this year
May be limited to a mere Rs 25,000 crore
 "Fewer tax-free bond issues likely this year")
Raise tax exemption limit, banks tell FM
Lenders express concern on rising bad loans and recovery; demand 100% tax deduction on bad debt
 "Raise tax exemption limit, banks tell FM")
Tax exemption limit under 80C may rise to Rs 2 lakh
There have been demands to hike the tax exemption limit from Rs 1 lakh per annum to encourage household savings
 "Tax exemption limit under 80C may rise to Rs 2 lakh")
Investors with inactive a/c to get statements upon request
So far, Depository Participants were automatically providing such investors physical annual statements
 "Investors with inactive a/c to get statements upon request")
Time to bet on a recovery in bank stocks
There could be a big bounce in the third or fourth quarter of this financial year, which would boost the indices
 "Time to bet on a recovery in bank stocks")
Consider the current NCD options
It is worth a comparison with the real returns from bank FDs or debt MFs
 "Consider the current NCD options")
Liberty Videocon launches two new corporate insurance products
CGL will cover the legal liability of the Insured for bodily injury and / or property damage of a third party. D&O insurance covers directors, officers and employees of the Company
 "Liberty Videocon launches two new corporate insurance products")
EPFO launches online registration facility for firms
The registration of employers and issuing of code to identify the firms has been a time consuming process so far, leading to unnecessary delays, taking up to 20-25 days
 "EPFO launches online registration facility for firms")
Two rates for loan against same car?
One is a flat rate, the other is on a reducing balance. Negotiate the former as it is more expensive
 "Two rates for loan against same car?")
Anomalies in income-tax laws
It is not just about archaic limits, there are a number holes which, if plugged, will come to the aid of taxpayers
 "Anomalies in income-tax laws")
 "Case study")
Retail investors commit the same mistake again, miss rally
Such behaviour defies logic but some believe things could be different in the current rally
 "Retail investors commit the same mistake again, miss rally")
Allow firms to choose the TDS rate
The move will make sense as it will benefit the govt, save money and enormously improve the ease of doing business
Auto, infra stocks likely to benefit
A revival of the capital expenditure and investment cycle will boost medium and small players
Credit card spending rises 30% a year even as loan growth slumps
Experts say the numbers at credit card base are not increasing at faster than expected rates but the spending per card has been increasing rapidly
 "Credit card spending rises 30% a year even as loan growth slumps")
Investors can be overweight in some sectors
Mid-cap, cyclicals and PSU stocks are expected to do well over the next few years
 "Investors can be overweight in some sectors")
9% interest rate by EPFO not feasible: K K Jalan
Interview with Commissioner, Central Provident Fund
 "9% interest rate by EPFO not feasible: K K Jalan")
Go heavy on medium-term funds
Due to local and global problems, inflation pressures may continue, helping these schemes perform better
 "Go heavy on medium-term funds")