Page 739 - Personal Finance

A warranty does not guarantee good service

It could be time-consuming; also, not all faults are covered

Car insurance riders for the monsoon

Spare-part replacement or repair may be capped in a motor policy but add-on covers can help claim the entire amount

NPAs render govt banks unfit for pvt PF deposits

Current rules governing investments by PFs bar them from making deposits with commercial banks when net NPAs are more than 2% of net advances

Getaways for this monsoon

Packages for this season are 30-40% cheaper than peak season and are for value-conscious travellers

General Insurance: Bhargav Dasgupta

Faridabad: Most affordable in the NCR region

Even 'safe' instruments can give good returns

Consumer courts aren't so consumer-friendly

Complicated processes, costs and the long time taken to resolve cases are defeating the aim of establishing these forums

Nimble traders will get ample opportunities

Volatility centred on energy prices is very likely due to crisis in several parts of the world

Soon, you won't need smartphone for mobile money transfers

FM might next month launch mobile banking services for people not using smartphones, the move aims at pushing financial inclusion in India

MF investors wait for compensation

In front-running case, some fund houses have settled with Sebi and paid the amount lost to trustees

More cover for a top-up loan?

Taking a term plan equal to earlier loan ensures that the requirement of additional insurance isn't high

No case for contra calls

With market seeing a secular rally, it is better to stick to large- or mid-cap funds and wait for correction

Are retail-investing proposals inspiring?

Sebi's suggestions are good but investors should not become overconfident

How to raise the downpayment for a house

If you haven't saved enough, there are some interesting options, cheaper than personal loans, if you can avoid some mistakes

I-T laws that complicate your life

Many direct taxation rules lack clarity and the rulings on these also differ from case to case

Case study

Realty check

General Insurance: Rakesh Jain

Time your travel to and from India