Page 799 - Personal Finance

How to check EPF balance and status online

The EPFO, as a prescribed rule, sends you only the annual accounts statements at the end of each financial year

Tax refunds are not a mystery any more

The evolution of technology and its adaption in government departments and the increase of skill set, has decreased the problem of refund

Is it time to start an SIP?

Experts say investing lumpsum with a three to five-year horizon could be better option

Case study

Chandkheda to benefit from BRTS route

Use debt to beat volatility

In these uncertain times, fixed income products such as bank FDs and bond funds are good places to park your funds

Looking at MNC stocks? Think again

If you are not happy with the price offered at buybacks, you could be in for a long haul

Sell your house. Don't go for reverse mortgage

You will have to adjust to a new area and place but it will be financially more prudent

Tipping point

Taxation: Homi Mistry

Consumer forum can use forensic examination to settle disputes

Dealing with volatility

One could buy stocks cheap, sell if the market rises or do nothing. All these decisions would be correct

LTUs may be made mandatory

Proposed move may help check evasion as LTUs act as single window facilitation centre for all large entities paying excise duty, service tax and income tax.

EPFO to keep interest rate on PF unchanged at 8.5% in 2013-14

The EPFO office has already worked out the income projections and the feasible rate of return to be provided on PF deposit

Technology isn't the answer always

One needs to be constantly vigilant to avoid getting into trouble

When your investments don't work out...

Averaging out or churning the portfolio aggressively will not help

Buying strategy in a seller's market

Systematic investment averaging down would be the best method to handle a situation where price might fall or stagnate for a year

Soon, e-filers may not have to send hard copies to I-T dept

About 27.5 mn people would file income tax returns online, compared with 21.4 mn last year

Online taxpayers may not need to send papers to CPC in Bangalore

The new measure, expected to be operational by September, will save taxpayers the hassle of sending paper documents by post

Not the time to re-jig your portfolio

RBI still unwilling to cut rates, Sensex is volatile and the outlook for gold isn't clear