Page 801 - Personal Finance

Yellow fever: Spoiling the appetite for gold

Restrictions on gold by the Centre & RBI will help, but can these make gold unattractive for investors?

Have one comprehensive health cover for the family

Additionally, invest money in a health fund for emergencies

No single formula for asset allocation

Along with risk tolerance and aspirations, also take into account life expectancy when deciding how much and when to invest

Review financial plans regularly

Assess if goals are on track and make corrections, if necessary

The Real Estate Bill only adds to the confusion

It empowers the authorities further, gives developers more time to complete projects, but offers nothing to consumers

A realty check for housing

The real estate regulation Bill is consumer-friendly and promotes transparency but does not address the issue of inefficiencies in the approval process and other delays by government bodies

Chennai housing demand to be 35,000 units this year

Titled as 'The Chennai Residential Real Estate Report', it also said the housing loan market of Chennai was expected to be Rs 800-900 crore, calculated on a monthly basis

Affordable no more?

A Bill, cleared recently by the Union cabinet, could cause prices of new flats in Noida and Greater Noida to climb 20-30 per cent

Online health covers aren't for all

First-time buyers advised to take offline route, so are those looking for specific feature or higher cover

FMPs Lose Sheen?

At least five mutual funds have called off the launch of FMPs in the last three months

SBI: No longer bankable, fund managers cut holdings

Disappointing Q4 numbers led the company's scrip fell 17% in the last few months of May

Get a cheaper rate from the same bank

By switching, you could save yourself a bundle. But get the timing right

Small funds, but highest returns in last one year

Only one equity scheme from top five fund houses' stable could register its presence in top ten best performers

Investors book profits in gilts amid declining hopes of rate cuts

Asset category saw lowest sales in 8 months at Rs 802 crore

Fewer customers revolving their credit card dues

Awareness about need to have good credit record prompts users to pay on time

Get locked into quality company deposits

Look at those offering 100-300 bps more and have good rating; it will improve your portfolio's returns

5 investing lessons from Indian cricket

Cricket has many lessons for investors and this is something that a cricket crazy county can learn from the gentleman's game

Got fake currency from ATM?

Banks do not take the responsibility of such fake currency dispenses through ATM until concrete evidence is available

Understanding credit card numbers

By knowing the meaning of the numbers and following a simple test, you can avoid credit card fraud

Use the free-look period to your advantage

If you want to surrender the policy, do so. It is better to pay underwriting charges than let the policy lapse in future