Page 803 - Personal Finance

I-T to scan salary slips of top executives for TDS

Department is bolstered by the fact that 41% in the total tax collections in the last fiscal came from the TDS category alone

Case study

Realty check

Budget: Rs 1.5 crore to Rs 2 crore

Things to know about Employee Provident Fund

Tipping point

Investing: Rishi Nathany

Why timing the market can hurt

Instead of speculating, stick to a goal-linked diversified investment plan for the long term, based on your horizon and risk appetite

Trading on Murthy's comeback

Traders can take a long position in Infosys for the next 5-10 sessions and have a 5% stop-loss below the price

Covers for directors and officers are essential

They protect the company and the individual from problems that can arise due to actions of the senior management

Entrepreneurs: Get set, then go

Starting a business? Take care of the operational issues, keep costs low and get a handle on your finances. Here is how to do it

Smokers spend 56% more than non-smokers on life insurance

Aviva Life research says a smoker pays Rs 12,292 annually as life insurance premium for a 10-yr term plan with a sum assured of Rs 1 cr

Dial 'T' for telecom stocks?

Though three stocks offer higher leverage via derivatives, be ready for some volatility

Risk or return: Take the tough call

Keep working on your portfolio according to market conditions. But don't do it too often

Over-diversification does not help in improving returns

While putting money across asset classes is a must, there should be some balance

Sector funds are quite diverse

If you are betting on a particular sector like infrastructure or power through mutual funds, you could be disappointed

The colour of your investment

While Sebi's colour code will help investors, mis-selling might not reduce substantially

A financial planner for education

Interest cost variation can also be a burden when planning for higher studies

Till divorce do us part

Guidelines on dividing moveable and immoveable assets, so that both parties get a fair share in case there's a split

Spot the early warning signs and arm yourself

If you want to know whether your investments are going to get chewed, make sure you see some tell-tale warning signs

What do you do when investments run into the red?

A giant step would be to accept your mistakes and learning to analyse the reasons