Page 844 - Personal Finance
Let there be no financial secrets in your marriage
Both should be involved in all aspects of financial planning. Each other?s understanding of investments must be respected as well
Sometimes it makes sense to revive lapsed plans
Children plans need not be revived as their loss has more emotional and less financial impact
Taking advantage of rate uncertainty
A number of fund houses prepare to launch these open-ended schemes
As gold gets dearer, rare metal could be good bet
There aren't many options to own platinum, pricing varies across retailers and resale policy isn't flexible
Tailor-made but not good enough
Bajaj Allianz?s critical illness plan for women falls short on two counts ? cost and coverage
Advantage housing finance firms
Need a home loan immediately? Approach an HFC. The arbitrage opportunity may go soon
Home, study loans become cheaper
SBI cuts education loan rates 25-100 bps others reduce home loan rate, waive processing fees
Tax planning? Invest in long-term instruments
Some instruments help you perform the dual task of tax saving and retirement planning. Pick ones with the longest lock-in period
Have ESOPs, will exercise?
Vikram Akula - SKS Microfinance case throws up lessons for those wanting to exercise their stock options on quitting their jobs
Don't invest to save tax
Choose products that suit your profile and needs