Page 98 - Personal Finance
ICICI Bank ends PayLater on UPI: Here's what's changing for users now
ICICI Bank has discontinued its PayLater credit line on UPI for all users. Existing dues must be paid, but other banking services stay unaffected. Here's what you need to know.
 "ICICI Bank ends PayLater on UPI: Here's what's changing for users now")
Parents, beware: Gifts you get at your child's wedding can be taxed
If you're the parent, and you're receiving gifts during your kid's wedding, those aren't tax-free. They'll be treated as part of your taxable income, unless every gift came from a close relative.
 "Parents, beware: Gifts you get at your child's wedding can be taxed")
No more scams: UPI apps to now show recipients' bank-registered names only
New NPCI rule makes UPI safer by displaying only bank-verified names, cutting down fraud, confusion, and shady display names in payment apps
 "No more scams: UPI apps to now show recipients' bank-registered names only")
Rs 30,000 to Rs 3 lakh: More Indian nurses going abroad to earn 5x more
For instance, data provided by BorderPlus, a workforce mobility platform, shows a nurse in Germany can expect an initial monthly salary of €2,700 (approximately Rs 2.6 lakh)
 "Rs 30,000 to Rs 3 lakh: More Indian nurses going abroad to earn 5x more")
Stay in US funds if horizon exceeds seven years, exposure less than 20%
If you are worried about a US-only exposure following the downgrade of US government debt, go for a globally diversified fund
 "Stay in US funds if horizon exceeds seven years, exposure less than 20%")
Bank executive pays compensation for quitting too soon: SC says it's fair
Court's judgment in Vijay Bank case could shape how companies make employment contracts, say legal experts
 "Bank executive pays compensation for quitting too soon: SC says it's fair")
The credit card reward mirage: High earn rates, low real returns
'It's not how many points you earn, but what they're worth,' says Adhil Shetty, 'as flashy reward rates often hide poor rupee conversion value.'
 "The credit card reward mirage: High earn rates, low real returns")
Decoded: When to book profits in Mutual Funds? How to reduce tax burden?
Changing mutual fund investment trends have reignited a key question among investors - When should one book profits in mutual funds? How can tax liabilities on these earnings be minimized?
 "Decoded: When to book profits in Mutual Funds? How to reduce tax burden?")
MMR leads office rent boom as rents soar 22%; Hyderabad, NCR follow closely
From 2022 to 2025, a powerful post-pandemic rebound has fuelled consistent and growing demand for premium workspaces-especially in hotspots like the Mumbai Metropolitan Region (MMR), Delhi NCR.
 "MMR leads office rent boom as rents soar 22%; Hyderabad, NCR follow closely")
DBS Bank hikes savings rates by up to 5.5%: Here's what customers will get
DBS Bank says interest-calculation method ensures that customers benefit from daily fluctuations in their account balances
 "DBS Bank hikes savings rates by up to 5.5%: Here's what customers will get")
Cricketer Shikhar Dhawan buys Rs 69 cr luxury flat in DLF Dahlias, Gurugram
The Dahlias' is poised to redefine opulent living with its expansive residences ranging from 10,000 to 12,000 square feet, and penthouses extending up to 19,000 square feet
 "Cricketer Shikhar Dhawan buys Rs 69 cr luxury flat in DLF Dahlias, Gurugram")
Canara Bank revises rates on FDs, savings: What's changed for you
State-owned lender, Canara Bank announces perks for senior and super senior citizens, depending on tenure of accounts
 "Canara Bank revises rates on FDs, savings: What's changed for you")
Domestic from Rs 1199, overseas return at Rs 11969: Air India's summer sale
Sale fares available until 25 May, last day exclusive on Air India website and mobile app
 "Domestic from Rs 1199, overseas return at Rs 11969: Air India's summer sale")
No annual fee, 3% cashback: Axis Bank-super.money RuPay credit card is here
For example, a customer spending Rs 10,000 monthly via UPI QR scans through the super.money app can earn Rs 300 in cashback. Over a year, that adds up to Rs 3,600 in direct savings
 "No annual fee, 3% cashback: Axis Bank-super.money RuPay credit card is here")
E-Zero FIR to speed up action on cyber frauds: How will it help you?
The aim of e-Zero is to cut the procedural delay in the first few crucial hours when chances of recovery of lost money is high.
 "E-Zero FIR to speed up action on cyber frauds: How will it help you?")
RBI's rate cuts, and expectations of more, can ease your home loan EMI
Lower inflation rates are expected to trigger more rate cuts from the central bank, which will be passed on to consumers in the form of lower interest rates
 "RBI's rate cuts, and expectations of more, can ease your home loan EMI")
No commute, no excuse: Build a custom gym at home that's just right for you
You don't need a luxury penthouse to get in shape: just the will, a corner, and a solid plan. In 2025, the commute-free gym might just be your biggest fitness flex
 "No commute, no excuse: Build a custom gym at home that's just right for you")
Retired a day before your annual pay hike?You might still get pension boost
Employees retiring just before their annual increment will now get a notional hike for pension, no arrears, but a big win for post-retirement income.
 "Retired a day before your annual pay hike?You might still get pension boost")
Not startups, nor stocks: Expert explains how rich are building wealth
Real estate advisor says wealthy people are following 'rotation strategy' in property investments
 "Not startups, nor stocks: Expert explains how rich are building wealth")
Mental health insurance in India seems fine, until you read the fine print
Treatment is supported in extreme cases; insurance system 'designed to fail': Expert
 "Mental health insurance in India seems fine, until you read the fine print")