Health Insurance Cover

Health Insurance Plans 2025: Profitability, Digital Distribution, and What Families Should Expect on Premiums

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Insurers mull premium hike as claims mount due to rising air pollution

Health insurers are weighing 10-15% premium hikes and city-based pricing as pollution-linked claims rise sharply across metros, driven by increasing health complications and higher medical costs

SBI General's 'Health Alpha': A DIY insurance plan with 50+ custom covers

Health Alpha's coverage starts from ₹5 lakh and can go up to an unlimited sum insured. Buyers can also lock premiums for up to five years

Patients relieved! Star Health, AHPI end dispute, cashless facility returns

To prevent similar incidents in future and to protect customer interests, AHPI will form a group of industry leaders who will collaborate with the key insurers to reach an industry-level agreement.

No needles, no hassle: SBI General App turns phone into health monitor

SBI General Insurance, in collaboration with CarePlix, has launched a biometric health scanning feature on its mobile app that lets users track vital health metrics like heart rate, BMI

Switching health policy? Seniors must secure written assurance on benefits

On receiving the policy document, check fine print to ensure the commitment has been fulfilled

₹65k premium, ₹10k claim delay: X post sparks debate on health insurance

A user shared on X, how his ₹10,000 health insurance claim was denied despite paying ₹65,000 in premiums, triggering online outrage.

No GST from today: Health and life insurance premiums get cheaper early

Insurers and brokers roll out GST-free health and life policies ahead of Sept 22, letting buyers lock in cheaper cover now with premiums reflecting only the base cost.

OPD insurance cover rises four-fold in 3 years: What are its benefits

Rising health care costs make OPD cover mainstream, with more Indians using it for doctor visits, tests and medicines

Andhra cabinet clears universal health policy offering cover up to ₹25 lakh

The Andhra Pradesh cabinet headed by Chief Minister N Chandrababu Naidu on Thursday approved a proposal to invite tenders from insurance companies to extend universal health policy, which will offer healthcare services up to Rs 25 lakh, said Information and Public Relations Minister K Parthasarathy. Addressing a press conference at the Secretariat, he said over five crore people are expected to benefit from the universal policy. "The cabinet has approved the proposal prepared to invite tenders from insurance companies to extend universal health policy under Ayushman Bharat-PMJAY - Dr NTR Vaidya Seva scheme in hybrid mode," said Parthasarathy. As part of this initiative, the insurance company will extend Rs 2.5 lakh healthcare services while those extending up to Rs 25 lakh will be delivered by the Dr NTR Vaidya Seva Trust. Parthasarathy said the universal health scheme will approve a patient's treatment within six hours of getting admitted in a hospital and all related transactions

Cashless crisis averted for Bajaj Allianz customers: Money lessons for you

Your cashless Bajaj Allianz health insurance card still works-so you don't have to worry about upfront payments at AHPI hospitals.

How India's health insurance sector is undergoing a profound shift

The industry has grown in scale and ambition, but outdated reporting norms are being replaced-backed by regulations and market pressure-for better transparency and lasting sustainability

Balancing coverage and affordability in senior citizens' health insurance

Combining base policy with super-top-up can also help make premiums manageable

Govt may bring health claims portal under FinMin to tackle inflated costs

The move is aimed at strengthening oversight of the portal and improving transparency in pricing and billing practices across the health insurance sector, Reuters reported

Unlimited health cover is helpful, but ensure your plan has these features

Unlimited health insurance is beneficial but not enough; policyholders must opt for plans with recharge, cumulative bonus and super top-up features to beat medical inflation

Delhi govt directs 110 hospitals to implement Ayushman Bharat scheme

The state government is also offering a Rs 5 lakh top-up over and above the central government's scheme, taking the total cover available to beneficiaries to Rs 10 lakh

Ayushman Bharat: Key health conditions not covered under ₹5 lakh insurance

Ayushman Bharat (AB-PMJAY) excludes OPD care, dental work, IVF, and cosmetic surgery from its ₹5 lakh health insurance cover - here's the full list of uncovered conditions

India's first AQI-based insurance for Delhi's construction workers is here

The policy protects 6,200 daily wage labourers against wage loss due to air pollution. The claim payout to trigger automatically if daily AQI breaches 400 beyond two strikes.

Pollution surge in Delhi may drive up health insurance costs by 10-15%

To implement such a change, insurers must first submit evidence to Irdai demonstrating a direct correlation between toxic air and increased health insurance claims

UK-based Bupa likely to increase stake in Niva Bupa Health Insurance

Finance Minister Sitharaman recently announced a hike in FDI limit in insurance sector from 74% to 100%