Personal Finance

Use current valuations to enter small-cap stocks with robust fundamentals

Enter only those stocks that have consistently strong financials, adequate liquidity, and no signs of corporate governance risk

Find the best interest rates on fixed deposits for senior citizens

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

Counting crores: What's behind the surge in India's new ultra-Luxury homes?

As luxury thresholds climb, the real differentiator at Rs 15 crore is no longer square footage but privacy infrastructure, brand equity and managed living

Can PPF investors hold more than one account? Here is what rules say

While the PPF remains a top-tier savings tool, rules prevent investors from doubling tax benefits through multiple holdings

Builder-buyer agreements fairer now, yet buyers must scrutinise fine print

Do not skip crucial provisions of the agreement that have a bearing on your interests

Fund review: Mirae Asset ELSS Tax Saver Fund

Fund review: Mirae Asset ELSS Tax Saver Fund

Rs 50,000 monthly retirement income may need over Rs 1 cr in savings: Study

Inflation and longevity risks can nearly double the required retirement savings for those relying on fixed income

High-value transaction not disclosed? Tax officials may still spot it

Cash deposits, property deals and investments above set limits are automatically reported to the Income Tax Department under SFT rules

Delhi expands Ayushman cover to widows, disabled people: Check details

Delhi expands Ayushman Bharat scheme to provide a critical financial safety net against rising healthcare costs for 550,000 families

$113 bn campus: Higher education is India's newest high-yield asset class

India could retain an estimated $113 billion in foreign currency by 2040, significantly reducing the remittance outflows currently lost to overseas education.

Claiming HRA? You may need to disclose your relationship with landlord

Currently, you only declare the rent amount paid. Under the new rules, you must also state if the landlord is a relative.

In 2025, gold rose 72%, silver 122%, Nifty 500 7%. What does 2026 hold?

Gold held its gains on multiple structural supports. Silver ran harder because it's caught between tightening supply and surging industrial demand.

Ticket size squeeze: Average spend per credit card falls 13% to ₹17,060 YoY

The top four banks (HDFC Bank, SBI, ICICI Bank, and Axis Bank) continued to dominate, accounting for 76.5% of total industry spends

Bitcoin correction calls for decisions based on risk, allocation, horizon

If you are underweight, continue with systematic purchases

Why salaried professionals pay higher tax than wealthy? Expert explains

Certified financial analyst lists multiple options to lower effective tax rates under Income Tax rules

NPS Vatsalya allows data sharing, full equity option: Impact explained

By combining full equity exposure with data-driven engagement, the regulator aims to transform NPS Vatsalya into a high-growth, customised investment vehicle

Kerala approves Rs 10 lakh disaster insurance for homes: Check details

The state pivots from ad hoc relief to a dual-trigger insurance model to secure fiscal stability and provide ₹10 lakh coverage for vulnerable households.

Bank account suddenly blocked? Why it happens and what's the solution

From compliance gaps to legal mandates, understanding the specific trigger behind a restricted account is the first step toward restoring your financial access

Rs 19.5 lakh return on Rs 18,000 investment? Govt flags fraud online scheme

Fact-check unit warn that the fraudulent pitch uses AI-generated content and impersonates the Finance Minister to target victims via social media

The new gold standard? Motilal Oswal explains the rise to $5,000 per ounce

Motilal Oswal continues to maintain buy on dips stance from medium to long-term perspective.