Personal Finance

Investing in FDs via digital platforms offers wider choice, easy access

Digital platforms make FD investing easier, but investors must weigh risks, diversification, and post-tax returns instead of chasing high interest rates

Gold loan boom sees early stress; delinquencies rise with borrower leverage

Rapid expansion has made gold loans the second-largest retail credit segment, but rising borrower leverage and repeat borrowing patterns are prompting calls for tighter regulatory oversight

Dismissed worker's family wins court case: Legal implication explained

Jharkhand High Court confirms that wrongful termination claims and their resulting financial benefits do not end upon an employee's death, allowing legal heirs to recover back wages

New Income Tax assessment procedure: Notices, timelines, rules explained

New framework prioritises substantive compliance over technicalities, centralising reassessment powers and clarifying statutory timelines to reduce litigation

Gold at ₹1.5 lakh: Is pre-booking ahead of Akshaya Tritiya a smart move?

Buying Gold This Akshaya Tritiya? Why Pre-Booking May-or May Not-Work for You

Withdrawal to extensions: How PPF works after 15-year lock-in period

From tax-free compounding to flexible five-year extensions, the fund serves investors seeking government-backed security in a volatile market

No experience? No problem: TCS program lets students learn AI and get paid

TCS and University of Cincinnati have launched 'My First AI Job' Program to Prepare Students for Entry-Level AI Careers

Spain opens path to legal work for 500,000 undocumented migrants: Details

Country finalising amnesty for up to 500,000 undocumented workers in key sectors such as tourism and agriculture

₹1 crore goal decoded: How much you must invest every month

SIP strategy: ₹37,000-₹50,000 monthly can build ₹1 crore in a decade

Credit cards double, gold loans rise, education loans halve: India's shift

Nearly 1 in 3 loans now unsecured: A silent shift in household finance

Flexicap funds: Look for consistency of return, resilience during downturn

Flexicap funds see record inflows, but investors should focus on suitability, risk, and fund manager consistency rather than chasing short-term returns

'Data economy' of loans: What lenders look for beyond credit scores, income

Digital footprints and real-time financial behaviours are replacing traditional paperwork to determine creditworthiness for millions of Indian borrowers.

Borrowing among Indians up 44%! Household liabilities at decade high

Household financial liabilities have climbed to 6.2% of GDP, a decade high, driven by rapid growth in home loans, personal credit, and credit card spending.

Fixed deposit rates for senior citizens at 6.8-8.25%: Check April offers

Senior citizens can earn up to 8.25%; small finance banks lead and PSU and private banks offer 6.8-7.75%

Mid-April fixed deposit rates at 6-8.1%: Check best offers across banks

Small finance banks lead with up to 8.1% rates, while state-owned and private banks offer 6-7% across tenures

NRI term plans surge 35% amid West Asia tensions, demand doubles: Report

Customers aged 25 to 35 accounted for 54% of all such demand last year: Paisabazaar

Great PE reset: India's deal market is moving away from billion-dollar bets

India records record quarterly deal volumes in Q1 2026 even as values fall 48 % amid slowdown in large transactions: Grant Thornton Bharat Dealtracker

Mule accounts, fake SIMs: How a ₹77 crore cyber scam could affect you

The accused set up a network of mule bank accounts to facilitate the transfer of funds derived from cyber crime and gaming-related fraud,

Sobha Realty unveils lifestyle-driven 38 mn sq ft mega project in Abu Dhabi

Sobha Realty's Abu Dhabi debut: 60% green space, waterfront living

Health insurance for cardiac patients: Specialised plans help, check terms

A specialised indemnity heart policy makes sense for someone diagnosed with a coronary disease, or one who has undergone a procedure like angioplasty or bypass surgery